The Park National Bank

What sets The Park National Bank apart

• At 1.99%, the return on assets (ROA) of The Park National Bank sits in the top tenth of its size group ($10 bn to $100 bn, 126 banks), where the median is 1.25%.

How large is The Park National Bank?

The balance sheet of The Park National Bank at Q2 2026: assets $12.6 bn, deposits $10.8 bn, net loans $9.6 bn (loans equal to 89.24% of deposits). Securities make up 10.0% of total assets at The Park National Bank. Since Q1 2016, when The Park National Bank held $7.4 bn, its assets grew 71.2%. In the year to Q2 2026, deposits at The Park National Bank rose 26.6% while its total assets rose 27.5%. At Q2 2026, The Park National Bank employed 1,959 full-time equivalent staff across 114 offices, about $6.4 mn of assets per employee and $94.6 mn of deposits per office.

How much funding at The Park National Bank is uninsured?

At The Park National Bank, uninsured deposits (above the FDIC limit) made up 22.29% of domestic deposits at Q2 2026 (+1.72 pp on a year earlier); The Park National Bank ranks 395th of 500 on this measure. In dollars, The Park National Bank estimated $2.4 bn of uninsured deposits.

Key facts, Q2 2026

US rank of The Park National Bank: 1 = highest unless marked 1 = lowest.

The CET1 ratio of The Park National Bank stood at 12.24% in Q2 2026, +0.40 pp year on year. Low and high at The Park National Bank since Q1 2016: 10.01% (Q1 2016) to 12.24% (Q2 2026). Equity capital of The Park National Bank at Q2 2026: $1.6 bn, or 12.4% of total assets. The Park National Bank also reported a total capital ratio of 13.54% for Q2 2026, and a tier 1 leverage ratio of 10.33%.

The available-for-sale portfolio of The Park National Bank showed an unrealized loss of $46.2 mn at Q2 2026; the loss narrowed by $14.9 mn over the year.

For the year to Q2 2026, The Park National Bank earned a return on equity of 16.37%; return on assets: 1.99%. Net interest margin at The Park National Bank: 4.99%, +0.12 pp in a year. The Park National Bank net income: $117.0 mn, up 25.3% year on year. The efficiency ratio of The Park National Bank was 53.70%: about 54 cents cost per revenue dollar, against 69 cents at the median peer.

At Q2 2026, noncurrent loans were 0.86% of total loans at The Park National Bank; net charge-offs: 0.11% of average loans. Gross loans and leases at The Park National Bank: $9.7 bn, up 22.2% in a year.

The peer group of The Park National Bank is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 1 shares the charter type of The Park National Bank (national bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Ohio. Against them, The Park National Bank shows CET1 ratio 12.24% against a peer median of 13.94%, return on equity 16.37% against a peer median of 10.66% and uninsured deposit share 22.29% against a peer median of 28.18%.

The FDIC history of The Park National Bank, oldest first; figures before and after each event are not like for like.

1. 1 July 2018. Absorbed NewDominion Bank (FDIC certificate 57888).
2. 1 April 2019. Absorbed Carolina Alliance Bank (FDIC certificate 58432).
3. 1 February 2026. Absorbed First Citizens National Bank (FDIC certificate 4972).

Large one-quarter moves at The Park National Bank

• Total assets at The Park National Bank changed by +32.7% in the quarter to 2026-03-31: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from First Citizens National Bank.