TriState Capital Bank
TriState Capital Bank reported total assets of $24.3 bn at Q2 2026, up 14.6% on a year earlier, the 90th largest of 497 banks in our US coverage. The CET1 capital ratio at TriState Capital Bank was 18.45%, and the uninsured share of TriState Capital Bank was 38.32%. Source: FDIC Call Reports.
Key takeaways
- TriState Capital Bank reports one of the lowest tier 1 leverage ratio readings among banks of $10 bn to $100 bn: 7.41% at , where the median of the 126 banks is 10.25% (FDIC Call Reports).
- The net interest margin of TriState Capital Bank, 1.98% at , places TriState Capital Bank in the bottom tenth of banks of $10 bn to $100 bn (group median 3.62%; FDIC Call Reports).
- On uninsured share of domestic deposits, TriState Capital Bank climbed from 269th to 214th among 500 US banks between and (1 = highest; FDIC Call Reports).
What sets TriState Capital Bank apart
- Few banks of $10 bn to $100 bn report a higher common equity tier 1 (CET1) ratio than TriState Capital Bank, at 18.45% in against a group median of 12.97%.
- TriState Capital Bank reports one of the lowest return on assets (ROA) readings among banks of $10 bn to $100 bn: 0.74% at , where the median of the 126 banks is 1.25%.
How large is TriState Capital Bank?
The balance sheet of TriState Capital Bank at : assets $24.3 bn, deposits $22.3 bn, net loans $19.4 bn (loans equal to 87.00% of deposits). Securities make up 8.6% of total assets at TriState Capital Bank. Since , when TriState Capital Bank held $3.3 bn, its assets grew 627.8%. In the year to , deposits at TriState Capital Bank rose 15.0% while its total assets rose 14.6%. At , TriState Capital Bank employed 479 full-time equivalent staff across 2 offices, about $50.6 mn of assets per employee and $11.2 bn of deposits per office.
How much funding at TriState Capital Bank is uninsured?
At TriState Capital Bank, uninsured deposits (above the FDIC limit) made up 38.32% of domestic deposits at (+5.09 pp on a year earlier); TriState Capital Bank ranks 214th of 500 on this measure. In dollars, TriState Capital Bank estimated $8.6 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $22.3 bn | +15.0% | 78th of 499 |
| Net loans and leases | $19.4 bn | +23.6% | 78th of 500 |
| Loan-to-deposit ratio | 87.00% | +6.08 pp | 252nd of 500 |
| Tier 1 leverage ratio | 7.41% | -0.07 pp | 488th of 500 |
| Total risk-based capital ratio | 19.10% | +1.38 pp | 49th of 448 |
| Net interest margin | 1.98% | -0.08 pp | 480th of 500 |
| Return on assets (ROA) | 0.74% | +0.02 pp | 443rd of 500 |
| Efficiency ratio | 47.82% | -0.89 pp | 113th of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $141.7 mn | Narrowed by $15.8 mn | |
| Noncurrent loans to total loans | 0.30% | +0.01 pp | 109th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.14% | +0.05 pp | 306th of 500 (1 = lowest) |
US rank of TriState Capital Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
TriState Capital Bank: assets, deposits and loans
- Total assets $24.3bn
- Deposits $22.3bn
- Net loans $19.4bn
Capital and securities
The CET1 ratio of TriState Capital Bank stood at 18.45% in , +1.41 pp year on year. Low and high at TriState Capital Bank since : 10.90% () to 18.57% (). Equity capital of TriState Capital Bank at : $1.7 bn, or 7.0% of total assets. TriState Capital Bank also reported a total capital ratio of 19.10% for , and a tier 1 leverage ratio of 7.41%.
The available-for-sale portfolio of TriState Capital Bank showed an unrealized loss of $141.7 mn at ; the loss narrowed by $15.8 mn over the year.
TriState Capital Bank: capital ratios
- Total capital 19%
- CET1 18%
- Tier 1 leverage 7.4%
TriState Capital Bank: unrealized securities gains and losses
- Available for sale -$142mn
- Held to maturity $0
Profitability and loan quality
For the year to , TriState Capital Bank earned a return on equity of 10.62%; return on assets: 0.74%. Net interest margin at TriState Capital Bank: 1.98%, -0.08 pp in a year. TriState Capital Bank net income: $87.6 mn, up 16.0% year on year. The efficiency ratio of TriState Capital Bank was 47.82%: about 48 cents cost per revenue dollar, against 55 cents at the median peer.
At , noncurrent loans were 0.30% of total loans at TriState Capital Bank; net charge-offs: 0.14% of average loans. Gross loans and leases at TriState Capital Bank: $19.5 bn, up 23.5% in a year.
TriState Capital Bank: profitability
- Return on equity 11%
- Net interest margin 2.0%
- Return on assets 0.7%
Peer group of TriState Capital Bank
The peer group of TriState Capital Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 3 share the charter type of TriState Capital Bank (state member bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Pennsylvania. Against them, TriState Capital Bank shows CET1 ratio 18.45% against a peer median of 13.57%, return on equity 10.62% against a peer median of 11.48% and uninsured deposit share 38.32% against a peer median of 48.52%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Simmons Bank | State member bank | AR | $24.7 bn | 10.44% | 9.24% | 36.19% | |
| Cathay Bank | State nonmember bank | CA | $24.6 bn | 13.98% | 12.26% | 49.81% | |
| Centennial Bank | State member bank | AR | $24.6 bn | 14.83% | 12.23% | 46.72% | |
| TriState Capital Bank | State member bank | PA | $24.3 bn | 18.45% | 10.62% | 38.32% | |
| Bank of Hawaii | State member bank | HI | $23.8 bn | 13.92% | 13.92% | 47.22% | |
| First Hawaiian Bank | State nonmember bank | HI | $23.6 bn | 13.23% | 10.74% | 54.71% | |
| OceanFirst Bank | National bank | NJ | $23.2 bn | 12.96% | 2.90% | 51.83% | |
. FDIC Call Reports.
Last eight quarters
Two years at TriState Capital Bank, to : assets +17.3%, deposits +18.0%, equity +21.4%. Staff 459 to 479.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $20.7 bn | $21.0 bn | $20.7 bn | $21.2 bn | $22.3 bn | $23.3 bn | $23.2 bn | $24.3 bn |
| Total deposits | $18.9 bn | $19.2 bn | $19.0 bn | $19.4 bn | $20.5 bn | $21.5 bn | $21.4 bn | $22.3 bn |
| Bank equity capital | $1.4 bn | $1.4 bn | $1.5 bn | $1.5 bn | $1.6 bn | $1.6 bn | $1.6 bn | $1.7 bn |
| CET1 ratio | 16.92% | 16.97% | 17.17% | 17.04% | 16.78% | 17.94% | 18.57% | 18.45% |
| Return on equity (ROE) | 13.23% | 12.57% | 10.20% | 10.42% | 10.96% | 11.19% | 10.10% | 10.62% |
| Uninsured share of domestic deposits | 26.73% | 28.39% | 30.34% | 33.24% | 37.65% | 37.90% | 38.02% | 38.32% |
| Full-time equivalent employees | 459 | 460 | 459 | 475 | 469 | 466 | 472 | 479 |
| Number of offices | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by TriState Capital Bank appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of TriState Capital Bank?
TriState Capital Bank reported $24.3 bn at in its Call Report. That makes TriState Capital Bank the 90th largest of 497 banks in our US coverage.
Is TriState Capital Bank the same as its holding company?
No. This page covers TriState Capital Bank, FDIC certificate 58457; RAYMOND JAMES FINANCIAL INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is TriState Capital Bank profitable?
TriState Capital Bank reported net income of $87.6 mn for the year to ; annualized return on equity: 10.62%. So yes: TriState Capital Bank made a profit over these months.
When is data for TriState Capital Bank next updated?
Figures from TriState Capital Bank for are due after .
Where can I check the figures for TriState Capital Bank?
In the FDIC BankFind Suite record for certificate 58457, and in the Call Reports of TriState Capital Bank (RSSD ID 3475083) at the FFIEC Central Data Repository.