Mid Penn Bank

What sets Mid Penn Bank apart

How large is Mid Penn Bank?

The balance sheet of Mid Penn Bank at Q2 2026: assets $7.0 bn, deposits $6.0 bn, net loans $5.6 bn (loans equal to 93.74% of deposits). Securities make up 12.5% of total assets at Mid Penn Bank. Since Q1 2016, when Mid Penn Bank held $960.3 mn, its assets grew 633.0%. In the year to Q2 2026, deposits at Mid Penn Bank rose 8.4% while its total assets rose 11.0%. At Q2 2026, Mid Penn Bank employed 814 full-time equivalent staff across 67 offices, about $8.6 mn of assets per employee and $89.0 mn of deposits per office.

How much funding at Mid Penn Bank is uninsured?

At Mid Penn Bank, uninsured deposits (above the FDIC limit) made up 20.01% of domestic deposits at Q2 2026 (-9.18 pp on a year earlier); Mid Penn Bank ranks 410th of 500 on this measure. In dollars, Mid Penn Bank estimated $1.2 bn of uninsured deposits.

Key facts, Q2 2026

US rank of Mid Penn Bank: 1 = highest unless marked 1 = lowest.

The CET1 ratio of Mid Penn Bank stood at 12.55% in Q2 2026, +0.04 pp year on year. Low and high at Mid Penn Bank since Q1 2016: 9.51% (Q2 2017) to 13.53% (Q3 2025). Equity capital of Mid Penn Bank at Q2 2026: $872.0 mn, or 12.4% of total assets. Mid Penn Bank also reported a total capital ratio of 13.30% for Q2 2026, and a tier 1 leverage ratio of 10.43%.

On held-to-maturity securities, Mid Penn Bank carried an unrealized loss of $26.6 mn at Q2 2026, equal to 3.0% of equity capital. The loss narrowed by $5.7 mn over the year. Its deepest point: $60.6 mn in Q3 2023. The available-for-sale portfolio of Mid Penn Bank showed an unrealized loss of $13.8 mn at Q2 2026; the loss narrowed by $2.7 mn over the year.

For the year to Q2 2026, Mid Penn Bank earned a return on equity of 9.89%; return on assets: 1.24%. Net interest margin at Mid Penn Bank: 3.90%, +0.48 pp in a year. Mid Penn Bank net income: $41.5 mn, up 32.5% year on year. The efficiency ratio of Mid Penn Bank was 57.43%: about 57 cents cost per revenue dollar, against 54 cents at the median peer.

At Q2 2026, noncurrent loans were 0.51% of total loans at Mid Penn Bank; net charge-offs: 0.04% of average loans. Gross loans and leases at Mid Penn Bank: $5.6 bn, up 16.4% in a year.

The peer group of Mid Penn Bank is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 2 share the charter type of Mid Penn Bank (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Pennsylvania. Against them, Mid Penn Bank shows CET1 ratio 12.55% against a peer median of 12.73%, return on equity 9.89% against a peer median of 12.05% and uninsured deposit share 20.01% against a peer median of 32.13%.

The FDIC history of Mid Penn Bank, oldest first; figures before and after each event are not like for like.

1. 8 January 2018. Absorbed The Scottdale Bank & Trust Company (FDIC certificate 10688).
2. 1 August 2018. Absorbed First Priority Bank (FDIC certificate 58092).
3. 30 November 2021. Absorbed Riverview Bank (FDIC certificate 7598).
4. 19 May 2023. Absorbed Brunswick Bank and Trust Company (FDIC certificate 20220).
5. 30 April 2025. Absorbed William Penn Bank (FDIC certificate 27799).
6. 27 February 2026. Absorbed 1st Colonial Community Bank (FDIC certificate 35456).

Large one-quarter moves at Mid Penn Bank

• Total assets at Mid Penn Bank changed by +44.3% in the quarter to 2018-09-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from First Priority Bank.
• Total assets at Mid Penn Bank changed by +27.0% in the quarter to 2020-06-30, with no FDIC structure event in that quarter.
• Total assets at Mid Penn Bank changed by +35.8% in the quarter to 2021-12-31: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Riverview Bank.