Net income (year to date): US bank rankings

497 FDIC-insured banks ranked by net income (year to date) at Q2 2026, from each bank's Call Report. 1 = highest.

JPMorgan Chase Bank ranked first by net income (year to date) at Q2 2026 with $31.3 bn, followed by Bank of America ($14.9 bn) and Wells Fargo Bank ($12.8 bn). Rank among 497 banks reporting this metric, 1 = highest; the median bank was at $39.1 mn. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)
  • JPMorgan Chase Bank stayed first, at $31.3 bn
  • Median: up from $18.6 mn to $39.1 mn
  • Biggest rise in the top 100: TowneBank, from 140th to 64th
Highest value
$31.3 bn
JPMorgan Chase Bank
Rank 1 of 497 1 = highest
Median bank
$39.1 mn
Middle of the 497 banks ranked
Lowest value
-$152.3 mn
Banc of California
Rank 497 of 497 1 = highest
Banks ranked
497
3 withheld until the FDIC and FFIEC figures agree

Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Ranking, Q2 2026

Rank (1 = highest)Change in rankBankStateQ2 2026Q1 2026
241-8Vantage Bank TexasTX$41.0 mn$20.6 mn
242+1First State Community BankMO$41.0 mn$19.5 mn
243-5Bankers Trust CompanyIA$40.9 mn$20.0 mn
244-2Ocean BankFL$40.8 mn$19.8 mn
245-31Union Savings BankOH$40.5 mn$22.5 mn
246+1Midland States BankIL$40.2 mn$19.3 mn
247-4Choice Financial GroupND$40.0 mn$19.5 mn
248+3Shore United BankMD$39.8 mn$19.0 mn
249sameThe Fidelity BankNC$39.1 mn$19.1 mn
250+18Cedar Rapids Bank and Trust CompanyIA$39.1 mn$17.4 mn
251+4Southern BankMO$39.0 mn$18.3 mn
252-42International Bank of CommerceTX$38.9 mn$23.1 mn
253+9The First Bank and Trust CompanyVA$38.6 mn$17.8 mn
254-1Dollar Bank, Federal Savings BankPA$38.3 mn$18.8 mn
255+69Apple BankNY$38.3 mn$13.0 mn
256+76Amboy BankNJ$38.2 mn$12.7 mn
257+4River City BankCA$37.6 mn$17.9 mn
258+8Independent BankMI$37.4 mn$17.6 mn
259-13First International Bank & TrustND$37.3 mn$19.5 mn
260-3Sumitomo Mitsui Trust Bank (U.S.A.) LimitedNJ$37.0 mn$18.1 mn
261+94Southern Bank and Trust CompanyNC$36.8 mn$11.7 mn
261-20Village Bank and TrustIL$36.8 mn$19.9 mn
263+14City BankTX$36.8 mn$16.7 mn
264+3Wheaton Bank & TrustIL$36.7 mn$17.5 mn
265+5WestStar BankTX$36.6 mn$17.4 mn
266-1VeraBankTX$36.3 mn$17.6 mn
267+35Needham BankMA$36.3 mn$14.4 mn
268+63First Community BankVA$35.9 mn$12.7 mn
269-15Great Southern BankMO$35.4 mn$18.5 mn
270-20Bridgewater BankMN$34.8 mn$19.1 mn
271+4Inwood National BankTX$34.6 mn$16.9 mn
272-4Stearns BankMN$34.6 mn$17.4 mn
273-9Sunwest BankUT$34.5 mn$17.6 mn
274-14The Canandaigua National Bank and Trust CompanyNY$34.4 mn$18.0 mn
275+8Cache Valley BankUT$34.3 mn$16.2 mn
276+3Austin Bank, TexasTX$34.1 mn$16.6 mn
277-6Fremont BankCA$34.1 mn$17.3 mn
278+3First PREMIER BankSD$33.9 mn$16.2 mn
279-5HomeTrust BankNC$33.8 mn$17.1 mn
280+6Texas Bank and Trust CompanyTX$33.7 mn$15.9 mn

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.

Who leads the table?

The five banks at the top of the table at Q2 2026 were JPMorgan Chase Bank ($31.3 bn, OH), Bank of America ($14.9 bn, NC), Wells Fargo Bank ($12.8 bn, SD), Citibank ($10.1 bn, SD) and Capital One ($5.6 bn, VA). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in Ohio.

How are the values spread?

Half of the 497 banks have a value between $21.5 mn and $95.7 mn (the middle two quarters of the table); one in ten is above $349.4 mn and one in ten below $13.8 mn. A year earlier, at Q2 2025, the median was $30.1 mn across 528 banks. The median rose from $18.6 mn in Q1 2026 to $39.1 mn in Q2 2026.

53 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): JPMorgan Chase Bank ($31.3 bn); Bank of America ($14.9 bn); Wells Fargo Bank ($12.8 bn); Citibank ($10.1 bn); Capital One ($5.6 bn); Goldman Sachs Bank USA ($4.3 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Which of the top 100 banks moved most?

Between Q1 2026 and Q2 2026, of the 497 banks ranked in both quarters, 281 moved up the table, 188 moved down and 28 kept their place; the typical bank moved 6 places.

Largest moves up the table from Q1 2026 to Q2 2026: TowneBank (from 140th to 64th; $41.0 mn to $234.2 mn); Beal Bank USA (from 78th to 36th; $87.6 mn to $527.0 mn); Hancock Whitney Bank (from 122nd to 81st; $50.4 mn to $180.0 mn). Largest moves down the table from Q1 2026 to Q2 2026: BMO Bank (from 17th to 78th; $733.0 mn to $184.4 mn); Ameris Bank (from 65th to 86th; $113.7 mn to $171.9 mn); Sallie Mae Bank (from 30th to 47th; $319.2 mn to $404.3 mn).

How is this ranking built?

Net income attributable to the bank, cumulative from 1 January to the quarter end. Net income (year to date) values are year-to-date figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

3 value(s) are withheld because the FDIC and FFIEC files disagree; those banks are not ranked until the sources match. Full definitions are on the methodology page for net income (year to date).

Other US bank rankings

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.