Net income (year to date): US bank rankings

497 FDIC-insured banks ranked by net income (year to date) at Q2 2026, from each bank's Call Report. 1 = highest.

JPMorgan Chase Bank ranked first by net income (year to date) at Q2 2026 with $31.3 bn, followed by Bank of America ($14.9 bn) and Wells Fargo Bank ($12.8 bn). Rank among 497 banks reporting this metric, 1 = highest; the median bank was at $39.1 mn. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)
  • JPMorgan Chase Bank stayed first, at $31.3 bn
  • Median: up from $18.6 mn to $39.1 mn
  • Biggest rise in the top 100: TowneBank, from 140th to 64th
Highest value
$31.3 bn
JPMorgan Chase Bank
Rank 1 of 497 1 = highest
Median bank
$39.1 mn
Middle of the 497 banks ranked
Lowest value
-$152.3 mn
Banc of California
Rank 497 of 497 1 = highest
Banks ranked
497
3 withheld until the FDIC and FFIEC figures agree

Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Ranking, Q2 2026

Rank (1 = highest)Change in rankBankStateQ2 2026Q1 2026
401+5The Bank of TampaFL$18.8 mn$9.2 mn
402+14Armstrong BankOK$18.7 mn$8.6 mn
403+32First BankNJ$18.5 mn$7.6 mn
404-197Sunflower BankTX$18.3 mn$23.5 mn
405+5BankFirst Financial ServicesMS$18.1 mn$8.9 mn
406-70Community West BankCA$18.1 mn$12.6 mn
407-30American Momentum BankTX$18.0 mn$10.3 mn
408+3Merchants BankMN$17.9 mn$8.9 mn
409-23Republic Bank of ChicagoIL$17.8 mn$10.0 mn
410-31Kearny BankNJ$17.6 mn$10.3 mn
411+18Citizens and Farmers BankVA$17.6 mn$7.9 mn
412-16AvidbankCA$17.5 mn$9.5 mn
413+21st Security Bank of WashingtonWA$17.4 mn$8.6 mn
414+16Lake Ridge BankWI$17.4 mn$7.9 mn
415-37TruNorth BankMA$17.3 mn$10.3 mn
416+5Academy BankMO$17.2 mn$8.4 mn
417-26Bank Five NineWI$17.2 mn$9.8 mn
418+23Emigrant BankFL$17.2 mn$7.2 mn
419+8One Community BankWI$17.1 mn$8.1 mn
420-21Minnwest BankMN$17.0 mn$9.3 mn
421+4Gate City BankND$17.0 mn$8.2 mn
422+22Maine Community BankME$17.0 mn$7.0 mn
423+25First Fidelity BankOK$16.9 mn$6.9 mn
424+10Cornerstone BankNE$16.9 mn$7.7 mn
425-5Fidelity Bank & TrustIA$16.7 mn$8.4 mn
426+26Guaranty Bank and Trust CompanyMS$16.6 mn$6.8 mn
427+6Interaudi BankNY$16.4 mn$7.7 mn
428-4Planters Bank & Trust CompanyMS$16.4 mn$8.2 mn
429-6STAR Financial BankIN$16.3 mn$8.3 mn
430+2Open BankCA$16.2 mn$7.7 mn
431-3The Fidelity Deposit and Discount BankPA$16.2 mn$7.9 mn
432-1United Bank of IowaIA$16.1 mn$7.8 mn
433-32Lawrence BankTN$16.1 mn$9.3 mn
434+2Jefferson BankTX$15.8 mn$7.6 mn
435+24Nelnet BankUT$15.6 mn$6.4 mn
436+2INBIL$15.5 mn$7.5 mn
437+16UniBank for SavingsMA$15.5 mn$6.8 mn
438+5First National BankAR$15.3 mn$7.1 mn
439-21Georgia Banking CompanyGA$15.2 mn$8.4 mn
440+7Banterra BankIL$15.1 mn$6.9 mn

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.

Who leads the table?

The five banks at the top of the table at Q2 2026 were JPMorgan Chase Bank ($31.3 bn, OH), Bank of America ($14.9 bn, NC), Wells Fargo Bank ($12.8 bn, SD), Citibank ($10.1 bn, SD) and Capital One ($5.6 bn, VA). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in Ohio.

How are the values spread?

Half of the 497 banks have a value between $21.5 mn and $95.7 mn (the middle two quarters of the table); one in ten is above $349.4 mn and one in ten below $13.8 mn. A year earlier, at Q2 2025, the median was $30.1 mn across 528 banks. The median rose from $18.6 mn in Q1 2026 to $39.1 mn in Q2 2026.

53 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): JPMorgan Chase Bank ($31.3 bn); Bank of America ($14.9 bn); Wells Fargo Bank ($12.8 bn); Citibank ($10.1 bn); Capital One ($5.6 bn); Goldman Sachs Bank USA ($4.3 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Which of the top 100 banks moved most?

Between Q1 2026 and Q2 2026, of the 497 banks ranked in both quarters, 281 moved up the table, 188 moved down and 28 kept their place; the typical bank moved 6 places.

Largest moves up the table from Q1 2026 to Q2 2026: TowneBank (from 140th to 64th; $41.0 mn to $234.2 mn); Beal Bank USA (from 78th to 36th; $87.6 mn to $527.0 mn); Hancock Whitney Bank (from 122nd to 81st; $50.4 mn to $180.0 mn). Largest moves down the table from Q1 2026 to Q2 2026: BMO Bank (from 17th to 78th; $733.0 mn to $184.4 mn); Ameris Bank (from 65th to 86th; $113.7 mn to $171.9 mn); Sallie Mae Bank (from 30th to 47th; $319.2 mn to $404.3 mn).

How is this ranking built?

Net income attributable to the bank, cumulative from 1 January to the quarter end. Net income (year to date) values are year-to-date figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

3 value(s) are withheld because the FDIC and FFIEC files disagree; those banks are not ranked until the sources match. Full definitions are on the methodology page for net income (year to date).

Other US bank rankings

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.