Stockman Bank of Montana
Stockman Bank of Montana reported total assets of $7.7 bn at Q2 2026, up 12.9% on a year earlier, the 199th largest of 497 banks in our US coverage. The CET1 capital ratio at Stockman Bank of Montana was 12.01%, and the uninsured share of Stockman Bank of Montana was 40.06%. Source: FDIC Call Reports.
Key takeaways
- On net interest margin, Stockman Bank of Montana slipped from 121st to 174th among 500 US banks between and (1 = highest; FDIC Call Reports).
- Stockman Bank of Montana has one of the highest return on equity (ROE) readings among banks of $1 bn to $10 bn: 19.71% at , against a median of 12.68% across 339 banks (FDIC Call Reports).
What sets Stockman Bank of Montana apart
How large is Stockman Bank of Montana?
The balance sheet of Stockman Bank of Montana at : assets $7.7 bn, deposits $6.2 bn, net loans $5.1 bn (loans equal to 82.88% of deposits). Securities make up 26.1% of total assets at Stockman Bank of Montana. Since , when Stockman Bank of Montana held $3.1 bn, its assets grew 148.8%. In the year to , deposits at Stockman Bank of Montana rose 11.0% while its total assets rose 12.9%. At , Stockman Bank of Montana employed 904 full-time equivalent staff across 47 offices, about $8.6 mn of assets per employee and $132.2 mn of deposits per office.
How much funding at Stockman Bank of Montana is uninsured?
At Stockman Bank of Montana, uninsured deposits (above the FDIC limit) made up 40.06% of domestic deposits at (+0.94 pp on a year earlier); Stockman Bank of Montana ranks 185th of 500 on this measure. In dollars, Stockman Bank of Montana estimated $2.5 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $6.2 bn | +11.0% | 202nd of 499 |
| Net loans and leases | $5.1 bn | +9.0% | 205th of 500 |
| Loan-to-deposit ratio | 82.88% | -1.52 pp | 305th of 500 |
| Tier 1 leverage ratio | 9.89% | +0.11 pp | 316th of 500 |
| Total risk-based capital ratio | 13.27% | +0.28 pp | 330th of 448 |
| Net interest margin | 3.89% | -0.01 pp | 174th of 500 |
| Return on assets (ROA) | 1.91% | +0.30 pp | 62nd of 500 |
| Efficiency ratio | 50.38% | -0.97 pp | 145th of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $26.0 mn | Widened by $12.4 mn | |
| Noncurrent loans to total loans | 0.60% | -0.05 pp | 247th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.02% | +0.01 pp | 122nd of 500 (1 = lowest) |
US rank of Stockman Bank of Montana: 1 = highest unless marked 1 = lowest.
Balance sheet
Stockman Bank of Montana: assets, deposits and loans
- Total assets $7.7bn
- Deposits $6.2bn
- Net loans $5.1bn
Capital and securities
The CET1 ratio of Stockman Bank of Montana stood at 12.01% in , +0.28 pp year on year. Low and high at Stockman Bank of Montana since : 11.59% () to 14.60% (). Equity capital of Stockman Bank of Montana at : $754.3 mn, or 9.7% of total assets. Stockman Bank of Montana also reported a total capital ratio of 13.27% for , and a tier 1 leverage ratio of 9.89%.
The available-for-sale portfolio of Stockman Bank of Montana showed an unrealized loss of $26.0 mn at ; the loss widened by $12.4 mn over the year.
Stockman Bank of Montana: capital ratios
- Total capital 13%
- CET1 12%
- Tier 1 leverage 9.9%
Stockman Bank of Montana: unrealized securities gains and losses
- Available for sale -$26mn
- Held to maturity $0
Profitability and loan quality
For the year to , Stockman Bank of Montana earned a return on equity of 19.71%; return on assets: 1.91%. Net interest margin at Stockman Bank of Montana: 3.89%, -0.01 pp in a year. Stockman Bank of Montana net income: $73.2 mn, up 33.4% year on year. The efficiency ratio of Stockman Bank of Montana was 50.38%: about 50 cents cost per revenue dollar, against 57 cents at the median peer.
At , noncurrent loans were 0.60% of total loans at Stockman Bank of Montana; net charge-offs: 0.02% of average loans. Gross loans and leases at Stockman Bank of Montana: $5.2 bn, up 8.9% in a year.
Stockman Bank of Montana: profitability
- Return on equity 20%
- Net interest margin 3.9%
- Return on assets 1.9%
Peer group of Stockman Bank of Montana
The peer group of Stockman Bank of Montana is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 3 share the charter type of Stockman Bank of Montana (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Montana. Against them, Stockman Bank of Montana shows CET1 ratio 12.01% against a peer median of 11.00%, return on equity 19.71% against a peer median of 11.33% and uninsured deposit share 40.06% against a peer median of 40.60%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Peapack Private Bank & Trust | State member bank | NJ | $8.0 bn | 10.60% | 9.18% | 36.44% | |
| Hanmi Bank | State nonmember bank | CA | $8.0 bn | 13.40% | 11.38% | 44.76% | |
| Bankers Trust Company | State nonmember bank | IA | $7.8 bn | 10.95% | 11.28% | 57.36% | |
| Stockman Bank of Montana | State nonmember bank | MT | $7.7 bn | 12.01% | 19.71% | 40.06% | |
| Bangor Savings Bank | State-chartered stock savings bank | ME | $7.7 bn | 10.39% | 5.26% | 19.67% | |
| Preferred Bank | State nonmember bank | CA | $7.7 bn | 11.06% | 16.49% | 50.28% | |
| Equity Bank | State member bank | KS | $7.7 bn | 13.08% | 11.77% | 27.12% | |
. FDIC Call Reports.
Last eight quarters
Two years at Stockman Bank of Montana, to : assets +17.1%, deposits +15.8%, equity +20.6%. Staff 812 to 904; offices 44 to 47.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $6.6 bn | $6.9 bn | $6.8 bn | $6.9 bn | $7.2 bn | $7.6 bn | $7.7 bn | $7.7 bn |
| Total deposits | $5.4 bn | $5.6 bn | $5.6 bn | $5.6 bn | $5.8 bn | $6.2 bn | $6.3 bn | $6.2 bn |
| Bank equity capital | $625.6 mn | $621.3 mn | $653.2 mn | $673.3 mn | $703.7 mn | $731.8 mn | $741.8 mn | $754.3 mn |
| CET1 ratio | 11.71% | 11.67% | 11.76% | 11.73% | 11.72% | 11.59% | 12.04% | 12.01% |
| Return on equity (ROE) | 15.28% | 16.76% | 18.02% | 16.89% | 18.33% | 19.50% | 20.12% | 19.71% |
| Uninsured share of domestic deposits | 37.74% | 40.37% | 39.04% | 39.11% | 40.11% | 42.10% | 41.25% | 40.06% |
| Full-time equivalent employees | 812 | 821 | 861 | 871 | 859 | 883 | 896 | 904 |
| Number of offices | 44 | 44 | 45 | 45 | 45 | 47 | 47 | 47 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by Stockman Bank of Montana appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of Stockman Bank of Montana?
Stockman Bank of Montana reported $7.7 bn at in its Call Report. That makes Stockman Bank of Montana the 199th largest of 497 banks in our US coverage.
Is Stockman Bank of Montana the same as its holding company?
No. This page covers Stockman Bank of Montana, FDIC certificate 16191; STOCKMAN FINANCIAL CORP (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Stockman Bank of Montana profitable?
Stockman Bank of Montana reported net income of $73.2 mn for the year to ; annualized return on equity: 19.71%. So yes: Stockman Bank of Montana made a profit over these months.
When is data for Stockman Bank of Montana next updated?
Figures from Stockman Bank of Montana for are due after .
Where can I check the figures for Stockman Bank of Montana?
In the FDIC BankFind Suite record for certificate 16191, and in the Call Reports of Stockman Bank of Montana (RSSD ID 651859) at the FFIEC Central Data Repository.