Held-to-maturity securities (fair value): US bank rankings

The five banks at the top of the table at Q2 2026 were Bank of America ($423.7 bn, NC), JPMorgan Chase Bank ($250.3 bn, OH), Wells Fargo Bank ($166.2 bn, SD), Citibank ($153.9 bn, SD) and Charles Schwab Bank, SSB ($102.4 bn, TX). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in North Carolina.

Half of the 500 banks have a value between $0 and $331.1 mn (the middle two quarters of the table); one in ten is above $2.3 bn and one in ten below $0. A year earlier, at Q2 2025, the median was $25.9 mn across 528 banks. The median fell from $19.4 mn in Q1 2026 to $16.6 mn in Q2 2026.

66 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): Bank of America ($423.7 bn); JPMorgan Chase Bank ($250.3 bn); Wells Fargo Bank ($166.2 bn); Citibank ($153.9 bn); Charles Schwab Bank, SSB ($102.4 bn); PNC Bank ($75.5 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 414 moved up the table, 28 moved down and 58 kept their place; the typical bank moved 6 places.

Largest moves up the table from Q1 2026 to Q2 2026: OceanFirst Bank (from 88th to 45th; $793.4 mn to $2.8 bn); Capital One (from 60th to 47th; $1.7 bn to $2.7 bn); WaFd Bank (from 94th to 85th; $712.1 mn to $821.5 mn). Largest moves down the table from Q1 2026 to Q2 2026: Johnson Bank (from 87th to 90th; $798.2 mn to $764.5 mn); American Savings Bank (from 76th to 79th; $1.0 bn to $995.6 mn); Hancock Whitney Bank (from 55th to 58th; $1.9 bn to $1.8 bn).

Held-to-maturity debt securities at fair value. Held-to-maturity securities (fair value) values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for held-to-maturity securities (fair value).