Comerica Bank (merged into Fifth Third Bank)
Comerica Bank reported total assets of $80.1 bn at Q4 2025, its last Call Report before it merged into Fifth Third Bank. The CET1 capital ratio at Comerica Bank was 11.80%, and the uninsured share of Comerica Bank was 54.31%. Source: FDIC Call Reports.
What sets Comerica Bank apart
Nothing in the latest data sets Comerica Bank apart from banks of its size: no ratio in the top or bottom tenth of its size group, no large rank move or year change, and no acquisition in the FDIC history since 2016. This page is kept out of search results until that changes.
How large is Comerica Bank?
The balance sheet of Comerica Bank at : assets $80.1 bn, deposits $66.3 bn, net loans $50.2 bn (loans equal to 75.78% of deposits). Securities make up 18.6% of total assets at Comerica Bank. Since , when Comerica Bank held $69.0 bn, its assets grew 16.0%. In the year to , deposits at Comerica Bank rose 1.7% while its total assets rose 0.9%. At , Comerica Bank employed 7,695 full-time equivalent staff across 360 offices, about $10.4 mn of assets per employee and $184.1 mn of deposits per office.
How much funding at Comerica Bank is uninsured?
At Comerica Bank, uninsured deposits (above the FDIC limit) made up 54.31% of domestic deposits at (+2.83 pp on a year earlier). In dollars, Comerica Bank estimated $35.8 bn of uninsured deposits.
Key facts, Q4 2025
| Metric | Value | A year earlier | US rank |
|---|---|---|---|
| Total deposits | $66.3 bn | $65.2 bn (Q4 2024) | |
| Net loans and leases | $50.2 bn | $50.1 bn (Q4 2024) | |
| Loan-to-deposit ratio | 75.78% | 76.79% (Q4 2024) | |
| Tier 1 leverage ratio | 10.56% | 10.47% (Q4 2024) | |
| Total risk-based capital ratio | 13.50% | 13.45% (Q4 2024) | |
| Net interest margin | 3.37% | 3.14% (Q4 2024) | |
| Return on assets (ROA) | 0.98% | 0.92% (Q4 2024) | |
| Efficiency ratio | 68.55% | 69.50% (Q4 2024) | |
| Unrealized gain/loss on available-for-sale securities | Loss of $2.1 bn | Narrowed by $772.0 mn | |
| Noncurrent loans to total loans | 0.50% | 0.69% (Q4 2024) | |
| Net charge-offs to average loans | 0.18% | 0.10% (Q4 2024) |
US rank of Comerica Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Comerica Bank: assets, deposits and loans
- Total assets $80.1bn
- Deposits $66.3bn
- Net loans $50.2bn
Capital and securities
The CET1 ratio of Comerica Bank stood at 11.80% in , +0.06 pp year on year. Low and high at Comerica Bank since : 9.90% () to 11.89% (). Equity capital of Comerica Bank at : $7.2 bn, or 9.0% of total assets. Comerica Bank also reported a total capital ratio of 13.50% for , and a tier 1 leverage ratio of 10.56%.
The available-for-sale portfolio of Comerica Bank showed an unrealized loss of $2.1 bn at ; the loss narrowed by $772.0 mn over the year.
Comerica Bank: capital ratios
- Total capital 13%
- CET1 12%
- Tier 1 leverage 11%
Comerica Bank: unrealized securities gains and losses
- Available for sale -$2.1bn
- Held to maturity $0
Profitability and loan quality
For the year to , Comerica Bank earned a return on equity of 11.53%; return on assets: 0.98%. Net interest margin at Comerica Bank: 3.37%, +0.23 pp in a year. Comerica Bank net income: $773.0 mn, up 3.5% year on year. The efficiency ratio of Comerica Bank was 68.55%: about 69 cents cost per revenue dollar, against 54 cents at the median peer.
At , noncurrent loans were 0.50% of total loans at Comerica Bank; net charge-offs: 0.18% of average loans. Gross loans and leases at Comerica Bank: $50.9 bn at , against $50.8 bn at .
Comerica Bank: profitability
- Return on equity 12%
- Net interest margin 3.4%
- Return on assets 1.0%
Peer group of Comerica Bank
The peer group of Comerica Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 2 share the charter type of Comerica Bank (state member bank) and 0 have head offices in Texas. Against them, Comerica Bank shows CET1 ratio 11.80% against a peer median of 11.77%, return on equity 11.53% against a peer median of 10.59% and uninsured deposit share 54.31% against a peer median of 41.91%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Flagstar Bank | National bank | NY | $87.5 bn | 12.83% | -1.52% | 26.57% | |
| Webster Bank | National bank | CT | $84.0 bn | 12.19% | 10.62% | 34.54% | |
| First Horizon Bank | State member bank | TN | $83.6 bn | 10.98% | 12.18% | 41.20% | |
| Comerica Bank | State member bank | TX | $80.1 bn | 11.80% | 11.53% | 54.31% | |
| East West Bank | State member bank | CA | $79.7 bn | 13.85% | 17.27% | 52.79% | |
| UMB Bank | National bank | MO | $72.8 bn | 11.34% | 10.56% | 65.01% | |
| Old National Bank | National bank | IN | $71.8 bn | 11.05% | 10.20% | 42.62% | |
. FDIC Call Reports.
Last eight quarters
Two years at Comerica Bank, to : assets $79.5 bn to $80.1 bn, deposits $65.2 bn to $66.3 bn, equity $5.4 bn to $7.2 bn. Staff 7,442 to 7,695; offices 416 to 360.
| Metric | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $79.5 bn | $79.6 bn | $79.8 bn | $79.3 bn | $77.7 bn | $78.0 bn | $77.4 bn | $80.1 bn |
| Total deposits | $65.2 bn | $63.9 bn | $64.6 bn | $65.2 bn | $63.0 bn | $61.6 bn | $64.1 bn | $66.3 bn |
| Bank equity capital | $5.4 bn | $5.7 bn | $7.0 bn | $6.1 bn | $6.6 bn | $6.7 bn | $6.9 bn | $7.2 bn |
| CET1 ratio | 11.07% | 11.27% | 11.81% | 11.74% | 11.81% | 11.65% | 11.52% | 11.80% |
| Return on equity (ROE) | 10.98% | 13.14% | 12.62% | 12.50% | 11.33% | 11.93% | 11.55% | 11.53% |
| Uninsured share of domestic deposits | 47.00% | 46.39% | 49.69% | 51.47% | 51.53% | 52.63% | 54.62% | 54.31% |
| Full-time equivalent employees | 7,442 | 7,418 | 7,474 | 7,581 | 7,676 | 7,776 | 7,738 | 7,695 |
| Number of offices | 416 | 388 | 387 | 388 | 387 | 361 | 360 | 360 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Comerica Bank, oldest first; figures before and after each event are not like for like.
- . Merged into Fifth Third Bank, National Association (FDIC certificate 6672).
Questions and identifiers
What were the total assets of Comerica Bank?
Comerica Bank reported $80.1 bn at in its Call Report.
Is Comerica Bank the same as its holding company?
No. This page covers Comerica Bank, FDIC certificate 983; COMERICA INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Comerica Bank profitable?
Comerica Bank reported net income of $773.0 mn for the year to ; annualized return on equity: 11.53%. So yes: Comerica Bank made a profit over these months.
When is data for Comerica Bank next updated?
Comerica Bank no longer files Call Reports; its data ends at .
Where can I check the figures for Comerica Bank?
In the FDIC BankFind Suite record for certificate 983, and in the Call Reports of Comerica Bank (RSSD ID 60143) at the FFIEC Central Data Repository.