Bank of Hope
Bank of Hope reported total assets of $19.0 bn at Q2 2026, up 2.4% on a year earlier, the 109th largest of 497 banks in our US coverage. The CET1 capital ratio at Bank of Hope was 12.65%, and the uninsured share of Bank of Hope was 40.33%. Source: FDIC Call Reports.
Key takeaways
- On efficiency ratio, Bank of Hope climbed from 460th to 375th among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Since , Bank of Hope has taken over 2 institutions; the latest was Territorial Savings Bank on (FDIC Call Reports).
- Bank of Hope reports one of the lowest return on equity (ROE) readings among banks of $10 bn to $100 bn: 5.90% at , where the median of the 126 banks is 10.71% (FDIC Call Reports).
What sets Bank of Hope apart
How large is Bank of Hope?
The balance sheet of Bank of Hope at : assets $19.0 bn, deposits $15.9 bn, net loans $14.9 bn (loans equal to 93.48% of deposits). Securities make up 11.5% of total assets at Bank of Hope. Since , when Bank of Hope held $8.1 bn, its assets grew 135.5%. In the year to , deposits at Bank of Hope fell 0.3% while its total assets rose 2.4%. At , Bank of Hope employed 1,433 full-time equivalent staff across 78 offices, about $13.2 mn of assets per employee and $204.1 mn of deposits per office.
How much funding at Bank of Hope is uninsured?
At Bank of Hope, uninsured deposits (above the FDIC limit) made up 40.33% of domestic deposits at (+1.80 pp on a year earlier); Bank of Hope ranks 179th of 500 on this measure. In dollars, Bank of Hope estimated $6.4 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $15.9 bn | -0.3% | 108th of 499 |
| Net loans and leases | $14.9 bn | +4.1% | 94th of 500 |
| Loan-to-deposit ratio | 93.48% | +3.90 pp | 140th of 500 |
| Tier 1 leverage ratio | 10.82% | +0.36 pp | 191st of 500 |
| Total risk-based capital ratio | 13.65% | +0.02 pp | 289th of 448 |
| Net interest margin | 2.98% | +0.24 pp | 406th of 500 |
| Return on assets (ROA) | 0.74% | +0.74 pp | 442nd of 500 |
| Efficiency ratio | 63.42% | -10.07 pp | 375th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $15.6 mn | Narrowed by $1.1 mn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $200.5 mn | Narrowed by $16.9 mn | |
| Noncurrent loans to total loans | 0.88% | -0.01 pp | 333rd of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.27% | -0.03 pp | 383rd of 500 (1 = lowest) |
US rank of Bank of Hope: 1 = highest unless marked 1 = lowest.
Balance sheet
Bank of Hope: assets, deposits and loans
- Total assets $19.0bn
- Deposits $15.9bn
- Net loans $14.9bn
Capital and securities
The CET1 ratio of Bank of Hope stood at 12.65% in , +0.03 pp year on year. Low and high at Bank of Hope since : 11.17% () to 14.03% (). Equity capital of Bank of Hope at : $2.4 bn, or 12.4% of total assets. Bank of Hope also reported a total capital ratio of 13.65% for , and a tier 1 leverage ratio of 10.82%.
On held-to-maturity securities, Bank of Hope carried an unrealized loss of $15.6 mn at , equal to 0.7% of equity capital. The loss narrowed by $1.1 mn over the year. Its deepest point: $26.8 mn in . The available-for-sale portfolio of Bank of Hope showed an unrealized loss of $200.5 mn at ; the loss narrowed by $16.9 mn over the year.
Bank of Hope: capital ratios
- Total capital 14%
- CET1 13%
- Tier 1 leverage 11%
Bank of Hope: unrealized securities gains and losses
- Available for sale -$200mn
- Held to maturity -$16mn
Profitability and loan quality
For the year to , Bank of Hope earned a return on equity of 5.90%; return on assets: 0.74%. Net interest margin at Bank of Hope: 2.98%, +0.24 pp in a year. Bank of Hope net income: $69.5 mn, up 33,959.3% year on year. The efficiency ratio of Bank of Hope was 63.42%: about 63 cents cost per revenue dollar, against 53 cents at the median peer.
At , noncurrent loans were 0.88% of total loans at Bank of Hope; net charge-offs: 0.27% of average loans. Gross loans and leases at Bank of Hope: $15.0 bn, up 4.1% in a year.
Bank of Hope: profitability
- Return on equity 5.9%
- Net interest margin 3.0%
- Return on assets 0.7%
Peer group of Bank of Hope
The peer group of Bank of Hope is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 2 share the charter type of Bank of Hope (state nonmember bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in California. Against them, Bank of Hope shows CET1 ratio 12.65% against a peer median of 13.54%, return on equity 5.90% against a peer median of 14.43% and uninsured deposit share 40.33% against a peer median of 40.02%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Stifel Bank and Trust | State member bank | MO | $19.6 bn | 10.97% | 27.27% | 17.13% | |
| FirstBank Puerto Rico | State nonmember bank | PR | $19.2 bn | 15.96% | 18.97% | 48.20% | |
| Trustmark Bank | State member bank | MS | $19.2 bn | 12.43% | 11.39% | 37.02% | |
| Bank of Hope | State nonmember bank | CA | $19.0 bn | 12.65% | 5.90% | 40.33% | |
| ServisFirst Bank | State nonmember bank | AL | $18.3 bn | 12.00% | 17.46% | 66.41% | |
| Busey Bank | State member bank | IL | $18.1 bn | 14.65% | 9.75% | 43.03% | |
| Third Federal Savings and Loan Association of Cleveland | Federal savings bank | OH | $18.1 bn | 15.73% | 6.13% | 3.91% | |
. FDIC Call Reports.
Last eight quarters
Two years at Bank of Hope, to : assets +9.4%, deposits +7.9%, equity +4.8%. Staff 1,247 to 1,433; offices 51 to 78.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $17.3 bn | $17.0 bn | $17.1 bn | $18.5 bn | $18.5 bn | $18.5 bn | $18.7 bn | $19.0 bn |
| Total deposits | $14.8 bn | $14.3 bn | $14.5 bn | $16.0 bn | $15.8 bn | $15.6 bn | $15.8 bn | $15.9 bn |
| Bank equity capital | $2.2 bn | $2.2 bn | $2.2 bn | $2.3 bn | $2.3 bn | $2.4 bn | $2.3 bn | $2.4 bn |
| CET1 ratio | 13.62% | 13.61% | 13.80% | 12.62% | 12.67% | 12.82% | 12.73% | 12.65% |
| Return on equity (ROE) | 5.28% | 5.23% | 4.37% | 0.02% | 2.00% | 3.30% | 5.51% | 5.90% |
| Uninsured share of domestic deposits | 38.64% | 38.72% | 40.11% | 38.53% | 39.28% | 38.26% | 38.61% | 40.33% |
| Full-time equivalent employees | 1,247 | 1,259 | 1,242 | 1,442 | 1,467 | 1,435 | 1,444 | 1,433 |
| Number of offices | 51 | 49 | 49 | 79 | 79 | 79 | 78 | 78 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Bank of Hope, oldest first; figures before and after each event are not like for like.
- . Absorbed Wilshire Bank (FDIC certificate 23301).
- . Absorbed Territorial Savings Bank (FDIC certificate 30836).
Large one-quarter moves at Bank of Hope
- Total assets at Bank of Hope changed by +62.0% in the quarter to 2016-09-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Wilshire Bank.
Questions and identifiers
What were the total assets of Bank of Hope?
Bank of Hope reported $19.0 bn at in its Call Report. That makes Bank of Hope the 109th largest of 497 banks in our US coverage.
Is Bank of Hope the same as its holding company?
No. This page covers Bank of Hope, FDIC certificate 26610; HOPE BCORP INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Bank of Hope profitable?
Bank of Hope reported net income of $69.5 mn for the year to ; annualized return on equity: 5.90%. So yes: Bank of Hope made a profit over these months.
When is data for Bank of Hope next updated?
Figures from Bank of Hope for are due after .
Where can I check the figures for Bank of Hope?
In the FDIC BankFind Suite record for certificate 26610, and in the Call Reports of Bank of Hope (RSSD ID 671464) at the FFIEC Central Data Repository.