First Community Bank (Batesville, AR)
First Community Bank (Batesville, AR) reported total assets of $3.6 bn at Q2 2026, up 11.7% on a year earlier, the 354th largest of 497 banks in our US coverage. The CET1 capital ratio at First Community Bank (Batesville, AR) was 10.61%, and the uninsured share of First Community Bank (Batesville, AR) was 29.53%. Source: FDIC Call Reports.
Key takeaways
- First Community Bank (Batesville, AR) reports one of the lowest common equity tier 1 (CET1) ratio readings among banks of $1 bn to $10 bn: 10.61% at , where the median of the 287 banks is 13.22% (FDIC Call Reports).
- On efficiency ratio, First Community Bank (Batesville, AR) climbed from 326th to 259th among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Since , First Community Bank (Batesville, AR) has taken over one institution; the latest was Little River Bank on (FDIC Call Reports).
What sets First Community Bank (Batesville, AR) apart
How large is First Community Bank (Batesville, AR)?
The balance sheet of First Community Bank (Batesville, AR) at : assets $3.6 bn, deposits $2.9 bn, net loans $2.9 bn (loans equal to 101.76% of deposits). Securities make up 9.3% of total assets at First Community Bank (Batesville, AR). Since , when First Community Bank (Batesville, AR) held $1.1 bn, its assets grew 237.5%. In the year to , deposits at First Community Bank (Batesville, AR) rose 9.4% while its total assets rose 11.7%. At , First Community Bank (Batesville, AR) employed 596 full-time equivalent staff across 35 offices, about $6.1 mn of assets per employee and $81.9 mn of deposits per office.
How much funding at First Community Bank (Batesville, AR) is uninsured?
At First Community Bank (Batesville, AR), uninsured deposits (above the FDIC limit) made up 29.53% of domestic deposits at (+0.41 pp on a year earlier); First Community Bank (Batesville, AR) ranks 321st of 500 on this measure. In dollars, First Community Bank (Batesville, AR) estimated $846.5 mn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $2.9 bn | +9.4% | 372nd of 499 |
| Net loans and leases | $2.9 bn | +12.2% | 321st of 500 |
| Loan-to-deposit ratio | 101.76% | +2.52 pp | 46th of 500 |
| Tier 1 leverage ratio | 9.04% | +0.13 pp | 428th of 500 |
| Total risk-based capital ratio | 11.59% | +0.40 pp | 434th of 448 |
| Net interest margin | 4.14% | +0.26 pp | 110th of 500 |
| Return on assets (ROA) | 1.32% | +0.16 pp | 241st of 500 |
| Efficiency ratio | 56.23% | -5.38 pp | 259th of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $45.2 mn | Narrowed by $8.9 mn | |
| Noncurrent loans to total loans | 0.31% | +0.08 pp | 116th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.14% | -0.26 pp | 308th of 500 (1 = lowest) |
US rank of First Community Bank (Batesville, AR): 1 = highest unless marked 1 = lowest.
Balance sheet
First Community Bank (Batesville, AR): assets, deposits and loans
- Total assets $3.6bn
- Deposits $2.9bn
- Net loans $2.9bn
Capital and securities
The CET1 ratio of First Community Bank (Batesville, AR) stood at 10.61% in , +0.21 pp year on year. Low and high at First Community Bank (Batesville, AR) since : 9.45% () to 11.39% (). Equity capital of First Community Bank (Batesville, AR) at : $284.6 mn, or 7.8% of total assets. First Community Bank (Batesville, AR) also reported a total capital ratio of 11.59% for , and a tier 1 leverage ratio of 9.04%.
The available-for-sale portfolio of First Community Bank (Batesville, AR) showed an unrealized loss of $45.2 mn at ; the loss narrowed by $8.9 mn over the year.
First Community Bank (Batesville, AR): capital ratios
- Total capital 12%
- CET1 11%
- Tier 1 leverage 9.0%
First Community Bank (Batesville, AR): unrealized securities gains and losses
- Available for sale -$45mn
- Held to maturity $0
Profitability and loan quality
For the year to , First Community Bank (Batesville, AR) earned a return on equity of 16.94%; return on assets: 1.32%. Net interest margin at First Community Bank (Batesville, AR): 4.14%, +0.26 pp in a year. First Community Bank (Batesville, AR) net income: $23.2 mn, up 28.6% year on year. The efficiency ratio of First Community Bank (Batesville, AR) was 56.23%: about 56 cents cost per revenue dollar, against 53 cents at the median peer.
At , noncurrent loans were 0.31% of total loans at First Community Bank (Batesville, AR); net charge-offs: 0.14% of average loans. Gross loans and leases at First Community Bank (Batesville, AR): $2.9 bn, up 12.4% in a year.
First Community Bank (Batesville, AR): profitability
- Return on equity 17%
- Net interest margin 4.1%
- Return on assets 1.3%
Peer group of First Community Bank (Batesville, AR)
The peer group of First Community Bank (Batesville, AR) is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 2 share the charter type of First Community Bank (Batesville, AR) (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Arkansas. Against them, First Community Bank (Batesville, AR) shows CET1 ratio 10.61% against a peer median of 13.72%, return on equity 16.94% against a peer median of 14.27% and uninsured deposit share 29.53% against a peer median of 32.11%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Frandsen Bank & Trust | State member bank | MN | $3.7 bn | 13.89% | 15.71% | 31.80% | |
| Parkway Bank and Trust Company | State nonmember bank | IL | $3.7 bn | 12.59% | 10.61% | 13.20% | |
| First PREMIER Bank | State member bank | SD | $3.6 bn | 19.95% | 13.94% | 56.10% | |
| First Community Bank | State nonmember bank | AR | $3.6 bn | 10.61% | 16.94% | 29.53% | |
| Village Bank and Trust | National bank | IL | $3.6 bn | 10.97% | 20.63% | 38.37% | |
| Colony Bank | State nonmember bank | GA | $3.6 bn | 13.55% | 9.90% | 32.42% | |
| First Community Bank | State member bank | VA | $3.6 bn | 15.32% | 14.59% | 21.28% | |
. FDIC Call Reports.
Last eight quarters
Two years at First Community Bank (Batesville, AR), to : assets +24.3%, deposits +23.4%, equity +25.7%. Staff 534 to 596; offices 34 to 35.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.9 bn | $3.0 bn | $3.1 bn | $3.3 bn | $3.3 bn | $3.4 bn | $3.5 bn | $3.6 bn |
| Total deposits | $2.3 bn | $2.4 bn | $2.5 bn | $2.6 bn | $2.7 bn | $2.8 bn | $2.9 bn | $2.9 bn |
| Bank equity capital | $226.4 mn | $226.2 mn | $232.6 mn | $241.2 mn | $253.6 mn | $266.1 mn | $269.9 mn | $284.6 mn |
| CET1 ratio | 10.38% | 10.37% | 10.44% | 10.40% | 10.24% | 10.41% | 10.41% | 10.61% |
| Return on equity (ROE) | 12.93% | 13.15% | 15.10% | 15.43% | 13.74% | 14.38% | 15.33% | 16.94% |
| Uninsured share of domestic deposits | 28.10% | 31.12% | 30.04% | 29.13% | 29.45% | 31.63% | 32.14% | 29.53% |
| Full-time equivalent employees | 534 | 543 | 548 | 571 | 570 | 570 | 579 | 596 |
| Number of offices | 34 | 35 | 35 | 35 | 35 | 35 | 35 | 35 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of First Community Bank (Batesville, AR), oldest first; figures before and after each event are not like for like.
- . Absorbed Little River Bank (FDIC certificate 1298).
Questions and identifiers
What were the total assets of First Community Bank (Batesville, AR)?
First Community Bank (Batesville, AR) reported $3.6 bn at in its Call Report. That makes First Community Bank (Batesville, AR) the 354th largest of 497 banks in our US coverage.
Is First Community Bank (Batesville, AR) the same as its holding company?
No. This page covers First Community Bank (Batesville, AR), FDIC certificate 34533; FIRST COMMUNITY BANCSHARES INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is First Community Bank (Batesville, AR) profitable?
First Community Bank (Batesville, AR) reported net income of $23.2 mn for the year to ; annualized return on equity: 16.94%. So yes: First Community Bank (Batesville, AR) made a profit over these months.
When is data for First Community Bank (Batesville, AR) next updated?
Figures from First Community Bank (Batesville, AR) for are due after .
Where can I check the figures for First Community Bank (Batesville, AR)?
In the FDIC BankFind Suite record for certificate 34533, and in the Call Reports of First Community Bank (Batesville, AR) (RSSD ID 2596646) at the FFIEC Central Data Repository.