FirstBank (Nashville, TN)
FirstBank (Nashville, TN) reported total assets of $16.8 bn at Q2 2026, up 25.8% on a year earlier, the 117th largest of 497 banks in our US coverage. The CET1 capital ratio at FirstBank (Nashville, TN) was 11.29%, and the uninsured share of FirstBank (Nashville, TN) was 42.74%. Source: FDIC Call Reports.
Key takeaways
- On return on equity (ROE), FirstBank (Nashville, TN) climbed from 444th to 252nd among 500 US banks between and (1 = highest; FDIC Call Reports).
- Since , FirstBank (Nashville, TN) has taken over 5 institutions; the latest was Southern States Bank on (FDIC Call Reports).
- FirstBank (Nashville, TN) reports one of the lowest common equity tier 1 (CET1) ratio readings among banks of $10 bn to $100 bn: 11.29% at , where the median of the 126 banks is 12.97% (FDIC Call Reports).
What sets FirstBank (Nashville, TN) apart
How large is FirstBank (Nashville, TN)?
The balance sheet of FirstBank (Nashville, TN) at : assets $16.8 bn, deposits $14.4 bn, net loans $12.9 bn (loans equal to 89.59% of deposits). Securities make up 9.1% of total assets at FirstBank (Nashville, TN). Since , when FirstBank (Nashville, TN) held $2.9 bn, its assets grew 487.4%. In the year to , deposits at FirstBank (Nashville, TN) rose 25.5% while its total assets rose 25.8%. At , FirstBank (Nashville, TN) employed 1,635 full-time equivalent staff across 132 offices, about $10.3 mn of assets per employee and $108.8 mn of deposits per office.
How much funding at FirstBank (Nashville, TN) is uninsured?
At FirstBank (Nashville, TN), uninsured deposits (above the FDIC limit) made up 42.74% of domestic deposits at (+0.43 pp on a year earlier); FirstBank (Nashville, TN) ranks 161st of 500 on this measure. In dollars, FirstBank (Nashville, TN) estimated $6.1 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $14.4 bn | +25.5% | 115th of 499 |
| Net loans and leases | $12.9 bn | +30.4% | 110th of 500 |
| Loan-to-deposit ratio | 89.59% | +3.35 pp | 195th of 500 |
| Tier 1 leverage ratio | 10.35% | -0.45 pp | 247th of 500 |
| Total risk-based capital ratio | 12.54% | -1.69 pp | 385th of 448 |
| Net interest margin | 3.95% | +0.31 pp | 153rd of 500 |
| Return on assets (ROA) | 1.46% | +0.79 pp | 170th of 500 |
| Efficiency ratio | 51.73% | -6.81 pp | 168th of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $51.8 mn | Narrowed by $11.4 mn | |
| Noncurrent loans to total loans | 1.40% | +0.23 pp | 414th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.09% | +0.01 pp | 247th of 500 (1 = lowest) |
US rank of FirstBank (Nashville, TN): 1 = highest unless marked 1 = lowest.
Balance sheet
FirstBank (Nashville, TN): assets, deposits and loans
- Total assets $16.8bn
- Deposits $14.4bn
- Net loans $12.9bn
Capital and securities
The CET1 ratio of FirstBank (Nashville, TN) stood at 11.29% in , -0.81 pp year on year. Low and high at FirstBank (Nashville, TN) since : 9.68% () to 12.73% (). Equity capital of FirstBank (Nashville, TN) at : $2.0 bn, or 11.7% of total assets. FirstBank (Nashville, TN) also reported a total capital ratio of 12.54% for , and a tier 1 leverage ratio of 10.35%.
The available-for-sale portfolio of FirstBank (Nashville, TN) showed an unrealized loss of $51.8 mn at ; the loss narrowed by $11.4 mn over the year.
FirstBank (Nashville, TN): capital ratios
- Total capital 13%
- CET1 11%
- Tier 1 leverage 10%
FirstBank (Nashville, TN): unrealized securities gains and losses
- Available for sale -$52mn
- Held to maturity $0
Profitability and loan quality
For the year to , FirstBank (Nashville, TN) earned a return on equity of 12.13%; return on assets: 1.46%. Net interest margin at FirstBank (Nashville, TN): 3.95%, +0.31 pp in a year. FirstBank (Nashville, TN) net income: $120.2 mn, up 174.5% year on year. The efficiency ratio of FirstBank (Nashville, TN) was 51.73%: about 52 cents cost per revenue dollar, against 60 cents at the median peer.
At , noncurrent loans were 1.40% of total loans at FirstBank (Nashville, TN); net charge-offs: 0.09% of average loans. Gross loans and leases at FirstBank (Nashville, TN): $13.1 bn, up 30.4% in a year.
FirstBank (Nashville, TN): profitability
- Return on equity 12%
- Net interest margin 4.0%
- Return on assets 1.5%
Peer group of FirstBank (Nashville, TN)
The peer group of FirstBank (Nashville, TN) is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 2 share the charter type of FirstBank (Nashville, TN) (state member bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Tennessee. Against them, FirstBank (Nashville, TN) shows CET1 ratio 11.29% against a peer median of 12.50%, return on equity 12.13% against a peer median of 9.96% and uninsured deposit share 42.74% against a peer median of 33.16%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Enterprise Bank & Trust | State member bank | MO | $17.4 bn | 12.07% | 9.48% | 33.83% | |
| Northwest Bank | State-chartered stock savings bank | PA | $17.2 bn | 12.79% | 11.35% | 27.43% | |
| Toyota Financial Savings Bank | State nonmember bank | NV | $16.8 bn | 14.40% | 3.88% | 16.31% | |
| FirstBank | State member bank | TN | $16.8 bn | 11.29% | 12.13% | 42.74% | |
| First United Bank and Trust Company | State member bank | OK | $16.6 bn | 12.28% | 9.48% | 36.50% | |
| Banner Bank | State nonmember bank | WA | $16.6 bn | 12.71% | 10.97% | 32.49% | |
| NBT Bank | National bank | NY | $16.1 bn | 11.80% | 10.45% | 42.52% | |
. FDIC Call Reports.
Last eight quarters
Two years at FirstBank (Nashville, TN), to : assets +29.9%, deposits +30.7%, equity +26.5%. Staff 1,489 to 1,635; offices 119 to 132.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $12.9 bn | $13.1 bn | $13.1 bn | $13.3 bn | $16.2 bn | $16.3 bn | $16.4 bn | $16.8 bn |
| Total deposits | $11.0 bn | $11.2 bn | $11.2 bn | $11.4 bn | $13.8 bn | $13.9 bn | $14.1 bn | $14.4 bn |
| Bank equity capital | $1.6 bn | $1.5 bn | $1.6 bn | $1.6 bn | $2.0 bn | $2.0 bn | $2.0 bn | $2.0 bn |
| CET1 ratio | 12.70% | 12.60% | 12.65% | 12.10% | 12.01% | 11.69% | 11.81% | 11.29% |
| Return on equity (ROE) | 7.17% | 7.93% | 10.24% | 5.62% | 5.54% | 7.44% | 11.98% | 12.13% |
| Uninsured share of domestic deposits | 43.59% | 39.84% | 41.62% | 42.31% | 41.60% | 41.47% | 42.03% | 42.74% |
| Full-time equivalent employees | 1,489 | 1,490 | 1,506 | 1,463 | 1,610 | 1,594 | 1,635 | 1,635 |
| Number of offices | 119 | 119 | 119 | 120 | 133 | 132 | 132 | 132 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of FirstBank (Nashville, TN), oldest first; figures before and after each event are not like for like.
- . Absorbed American City Bank (FDIC certificate 21663).
- . Absorbed Clayton Bank and Trust (FDIC certificate 6104).
- . Absorbed The Farmers National Bank of Scottsville (FDIC certificate 2769).
- . Absorbed Franklin Synergy Bank (FDIC certificate 58714).
- . Absorbed Southern States Bank (FDIC certificate 58558).
Large one-quarter moves at FirstBank (Nashville, TN)
- Total assets at FirstBank (Nashville, TN) changed by +37.0% in the quarter to 2017-09-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from American City Bank, Clayton Bank and Trust.
- Total assets at FirstBank (Nashville, TN) changed by +51.7% in the quarter to 2020-09-30: Absorbtion - Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Franklin Synergy Bank.
Questions and identifiers
What were the total assets of FirstBank (Nashville, TN)?
FirstBank (Nashville, TN) reported $16.8 bn at in its Call Report. That makes FirstBank (Nashville, TN) the 117th largest of 497 banks in our US coverage.
Is FirstBank (Nashville, TN) the same as its holding company?
No. This page covers FirstBank (Nashville, TN), FDIC certificate 8663; FB Financial Corp, its holding company, reports separately to the Federal Reserve.
Is FirstBank (Nashville, TN) profitable?
FirstBank (Nashville, TN) reported net income of $120.2 mn for the year to ; annualized return on equity: 12.13%. So yes: FirstBank (Nashville, TN) made a profit over these months.
When is data for FirstBank (Nashville, TN) next updated?
Figures from FirstBank (Nashville, TN) for are due after .
Where can I check the figures for FirstBank (Nashville, TN)?
In the FDIC BankFind Suite record for certificate 8663, and in the Call Reports of FirstBank (Nashville, TN) (RSSD ID 436159) at the FFIEC Central Data Repository.