Household M4 deposits and similar (monthly change), United Kingdom

Monthly series published by Bank of England in Bank of England Database LPMVVHS. Unit: GBP.

Household M4 deposits and similar (monthly change) was £4.7 bn in August 2026, up 24.9% from July 2026 and down 14.1% from a year earlier. The figure is published by Bank of England in Bank of England Database LPMVVHS. The series starts in January 2006 and has 248 observations. Source: Bank of England.

What changed in the latest release (August 2026)
  • On the previous reading (July 2026): up 24.9%, to £4.7 bn
  • On a year earlier (August 2025): down 14.1%
  • Against the five-year average of £5.3 bn: below
Latest, August 2026
£4.7 bn
Up 24.9% from July 2026
A year earlier
£5.5 bn
August 2025
Five-year high
£18.3 bn
October 2024
Five-year low
-£4.6 bn
March 2023

Sparklines: the last ten years; the amber dot marks the reading in the tile. Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England.

Overview

Over the last five years the series ranged from -£4.6 bn (March 2023) to £18.3 bn (October 2024). Since January 2006 the full range is -£4.6 bn (March 2023) to £26.7 bn (May 2020).

Key facts

ReadingPeriodValue
LatestAugust 2026£4.7 bn
PreviousJuly 2026£3.8 bn
A year earlierAugust 2025£5.5 bn
Five-year highOctober 2024£18.3 bn
Five-year lowMarch 2023-£4.6 bn
First observationJanuary 2006£6.1 bn

Unit: GBP. Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England.

How has it moved since January 2006?

Full history

Monthly, GBP, January 2006 to August 2026
Household M4 deposits and similar (monthly change) from January 2006 to August 2026; latest £4.7 bn in August 2026-£6.4bn£2.3bn£11.1bn£19.8bn£28.6bn20082012201620202024Household M4 deposits…£4.7bnHousehold M4 deposits and similar (monthly change) from January 2006 to August 2026; latest £4.7 bn in August 2026-£6.4bn£5.2bn£16.9bn£28.6bn201020162022
  • Household M4 deposits and similar (monthly change) £4.7bn
Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England.

Last five years

Monthly, GBP, August 2021 to August 2026
Household M4 deposits and similar (monthly change) over the last five years, ranging from -£4.6 bn to £18.3 bn-£5.9bn£461mn£6.8bn£13.2bn£19.6bn20222023202420252026Household M4 deposits…£4.7bnHousehold M4 deposits and similar (monthly change) over the last five years, ranging from -£4.6 bn to £18.3 bn-£5.9bn£2.6bn£11.1bn£19.6bn202220242026
  • Household M4 deposits and similar (monthly change) £4.7bn
Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England.

Latest readings

Most recent observations
PeriodValueChange from previous
August 2025£5.5 bn-30.9%
September 2025£8.7 bn+58.5%
October 2025£7.0 bn-19.5%
November 2025£9.1 bn+31.1%
December 2025£4.7 bn-48.2%
January 2026£4.5 bn-3.9%
February 2026£5.9 bn+30.3%
March 2026£5.4 bn-9.4%
April 2026£5.8 bn+7.6%
May 2026£5.4 bn-5.8%
June 2026£6.2 bn+13.3%
July 2026£3.8 bn-39.0%
August 2026£4.7 bn+24.9%
Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England.

How does the latest reading compare?

The latest reading of £4.7 bn in August 2026 is below its five-year average of £5.3 bn and below its ten-year average of £5.9 bn. It is higher than 55% of all 248 readings since January 2006. The rise in August 2026 ended a run in the other direction or a flat reading. Over the last 12 readings, from September 2025 to August 2026, it averaged £5.9 bn, with a high of £9.1 bn in November 2025 and a low of £3.8 bn in July 2026. In the last ten years the largest rise from one reading to the next was in March 2020, to £15.8 bn from £6.2 bn in February 2020, and the largest fall was in November 2024, to £1.8 bn from £18.3 bn in October 2024.

Among the last 9 complete years, the average was highest in 2020, at £12.8 bn, and lowest in 2023, at £1.5 bn.

Year by year

YearAverageLowHighLast readingReadings
2026£5.2 bn£3.8 bn£6.2 bn£4.7 bn August 20268
2025£6.6 bn£2.8 bn£9.8 bn£4.7 bn December 202512
2024£8.2 bn£1.8 bn£18.3 bn£4.8 bn December 202412
2023£1.5 bn-£4.6 bn£6.5 bn£6.5 bn December 202312
2022£5.4 bn£2.5 bn£8.8 bn£2.8 bn December 202212
2021£9.4 bn£2.2 bn£18.8 bn£3.3 bn December 202112
2020£12.8 bn£2.8 bn£26.7 bn£21.5 bn December 202012
2019£4.6 bn£2.2 bn£6.4 bn£2.9 bn December 201912
2018£3.2 bn-£536.0 mn£6.2 bn£5.4 bn December 201812
2017£3.0 bn-£1.9 bn£5.6 bn£277.0 mn December 201712

Averages, lows and highs are calculated by EconoMonitor from the published readings. Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England.

How is it measured?

Monthly change in monetary financial institutions' sterling M4 liabilities to the household sector.

Household M4 deposits and similar (monthly change) is published monthly by Bank of England in its Bank of England Database LPMVVHS release. It is measured in GBP and is seasonally adjusted. EconoMonitor holds all 248 readings since January 2006 under the publisher's code LPMVVHS, keeps earlier values when the publisher revises them, and compares each release with the downloaded file before it is shown.

Questions and sources

What is the latest reading of Household M4 deposits and similar (monthly change)?

£4.7 bn in August 2026, as published by Bank of England.

How often is it updated?

Monthly, with each Bank of England Database LPMVVHS release. EconoMonitor reloads the series after each release and keeps earlier values when the publisher revises them.

Where can I check it?

At the publisher: Bank of England Database, series code LPMVVHS.

Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England. Checks for this release: Check A passed, Check B passed.

Data and analysis only, not financial advice. Data publishers do not endorse EconoMonitor. See the disclaimer and methodology.