Consumer credit lending to individuals (amount outstanding), United Kingdom

Overview

Over the last five years the series ranged from £377.3 bn (March 2021) to £576.6 bn (March 2026). Since January 2006 the full range is £206.3 bn (December 2011) to £576.6 bn (March 2026).

Key facts

Unit: GBP. Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England.

The latest reading of £576.6 bn in March 2026 is above its five-year average of £468.1 bn and above its ten-year average of £403.2 bn. It is higher than 100% of all 243 readings since January 2006. It has risen for 61 readings in a row up to March 2026. Over the last 12 readings, from April 2025 to March 2026, it averaged £554.7 bn, with a high of £576.6 bn in March 2026 and a low of £534.3 bn in April 2025. In the last ten years the largest rise from one reading to the next was in April 2024, to £490.2 bn from £484.4 bn in March 2024, and the largest fall was in April 2020, to £371.4 bn from £378.3 bn in March 2020.

Among the last 9 complete years, the average was highest in 2025, at £543.2 bn, and lowest in 2017, at £308.0 bn.

The same measure elsewhere: $5,196.8 bn in the United States (August 2026, Consumer credit outstanding). Definitions differ between countries; each page gives its own.

Amount outstanding of total sterling consumer credit lending to individuals.

Consumer credit lending to individuals (amount outstanding) is published monthly by Bank of England in its Bank of England Database LPMVZRI release. It is measured in GBP and is seasonally adjusted. EconoMonitor holds all 243 readings since January 2006 under the publisher's code LPMVZRI, keeps earlier values when the publisher revises them, and compares each release with the downloaded file before it is shown.

Related measures on this site: MFI sterling net lending to individuals (amount outstanding) was £1,700.8 bn in August 2026.

• Frequency: monthly; seasonal adjustment: SA.
• Unit: GBP.
• Release: Bank of England Database LPMVZRI, published by Bank of England.
• Source series code: LPMVZRI.
• Methodology: how EconoMonitor stores and checks this series.

Definitions of the other measures quoted on this page: Consumer credit outstanding (US), MFI sterling net lending to individuals (amount outstanding) (UK). Source: Board of Governors of the Federal Reserve System. EconoMonitor is not affiliated with or endorsed by the Federal Reserve.

Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England. Checks for this release: Check A passed, Check B passed.

Data and analysis only, not financial advice. Data publishers do not endorse EconoMonitor. See the disclaimer and methodology.