Bank of Greene
Bank of Greene reported total assets of $3.2 bn at Q2 2026, up 4.7% on a year earlier, the 398th largest of 497 banks in our US coverage. The CET1 capital ratio at Bank of Greene was 15.85%, and the uninsured share of Bank of Greene was 14.68%. Source: FDIC Call Reports.
Key takeaways
- On net interest margin, Bank of Greene climbed from 480th to 443rd among 500 US banks between and (1 = highest; FDIC Call Reports).
- Bank of Greene reports one of the lowest uninsured share of domestic deposits readings among banks of $1 bn to $10 bn: 14.68% at , where the median of the 339 banks is 32.61% (FDIC Call Reports).
- The loan-to-deposit ratio of Bank of Greene, 63.45% at , places Bank of Greene in the bottom tenth of banks of $1 bn to $10 bn (group median 88.61%; FDIC Call Reports).
What sets Bank of Greene apart
- Among the 339 banks of $1 bn to $10 bn, few report a lower net interest margin than Bank of Greene, at 2.78% in ; the group median is 3.66%.
How large is Bank of Greene?
The balance sheet of Bank of Greene at : assets $3.2 bn, deposits $2.7 bn, net loans $1.7 bn (loans equal to 63.45% of deposits). Securities make up 37.0% of total assets at Bank of Greene. Since , when Bank of Greene held $849.4 mn, its assets grew 274.9%. In the year to , deposits at Bank of Greene rose 2.2% while its total assets rose 4.7%. At , Bank of Greene employed 216 full-time equivalent staff across 19 offices, about $14.7 mn of assets per employee and $143.6 mn of deposits per office.
How much funding at Bank of Greene is uninsured?
At Bank of Greene, uninsured deposits (above the FDIC limit) made up 14.68% of domestic deposits at (+0.15 pp on a year earlier); Bank of Greene ranks 450th of 500 on this measure. In dollars, Bank of Greene estimated $400.6 mn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $2.7 bn | +2.2% | 385th of 499 |
| Net loans and leases | $1.7 bn | +7.7% | 470th of 500 |
| Loan-to-deposit ratio | 63.45% | +3.27 pp | 446th of 500 |
| Tier 1 leverage ratio | 9.88% | +0.63 pp | 319th of 500 |
| Total risk-based capital ratio | 17.10% | +0.45 pp | 89th of 448 |
| Net interest margin | 2.78% | +0.41 pp | 443rd of 500 |
| Return on assets (ROA) | 1.42% | +0.19 pp | 186th of 500 |
| Efficiency ratio | 46.81% | -1.18 pp | 100th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $26.9 mn | Narrowed by $11.6 mn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $15.7 mn | Narrowed by $2.2 mn | |
| Noncurrent loans to total loans | 0.23% | +0.04 pp | 73rd of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.02% | 0.00 pp | 118th of 500 (1 = lowest) |
US rank of Bank of Greene: 1 = highest unless marked 1 = lowest.
Balance sheet
Bank of Greene: assets, deposits and loans
- Total assets $3.2bn
- Deposits $2.7bn
- Net loans $1.7bn
Capital and securities
The CET1 ratio of Bank of Greene stood at 15.85% in , +0.46 pp year on year. Low and high at Bank of Greene since : 13.92% () to 16.18% (). Equity capital of Bank of Greene at : $293.0 mn, or 9.2% of total assets. Bank of Greene also reported a total capital ratio of 17.10% for , and a tier 1 leverage ratio of 9.88%.
On held-to-maturity securities, Bank of Greene carried an unrealized loss of $26.9 mn at , equal to 9.2% of equity capital. The loss narrowed by $11.6 mn over the year. Its deepest point: $80.1 mn in . The available-for-sale portfolio of Bank of Greene showed an unrealized loss of $15.7 mn at ; the loss narrowed by $2.2 mn over the year.
Bank of Greene: capital ratios
- Total capital 17%
- CET1 16%
- Tier 1 leverage 9.9%
Bank of Greene: unrealized securities gains and losses
- Available for sale -$16mn
- Held to maturity -$27mn
Profitability and loan quality
For the year to , Bank of Greene earned a return on equity of 15.59%; return on assets: 1.42%. Net interest margin at Bank of Greene: 2.78%, +0.41 pp in a year. Bank of Greene net income: $22.5 mn, up 21.5% year on year. The efficiency ratio of Bank of Greene was 46.81%: about 47 cents cost per revenue dollar, against 52 cents at the median peer.
At , noncurrent loans were 0.23% of total loans at Bank of Greene; net charge-offs: 0.02% of average loans. Gross loans and leases at Bank of Greene: $1.8 bn, up 7.7% in a year.
Bank of Greene: profitability
- Return on equity 16%
- Net interest margin 2.8%
- Return on assets 1.4%
Peer group of Bank of Greene
The peer group of Bank of Greene is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 1 shares the charter type of Bank of Greene (federal savings bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in New York. Against them, Bank of Greene shows CET1 ratio 15.85% against a peer median of 14.27%, return on equity 15.59% against a peer median of 11.07% and uninsured deposit share 14.68% against a peer median of 27.53%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| North American Savings Bank, F.S.B. | Federal savings bank | MO | $3.2 bn | 17.49% | 9.28% | 10.75% | |
| First Citizens Community Bank | State member bank | PA | $3.2 bn | not reported | 12.32% | 46.35% | |
| Exchange Bank | State nonmember bank | CA | $3.2 bn | 18.98% | 8.44% | 25.88% | |
| Bank of Greene | Federal savings bank | NY | $3.2 bn | 15.85% | 15.59% | 14.68% | |
| Unity Bank | State nonmember bank | NJ | $3.2 bn | 14.27% | 16.24% | 42.06% | |
| First National Bank | National bank | ME | $3.2 bn | 13.05% | 14.86% | 17.20% | |
| 1st Security Bank of Washington | State-chartered stock savings bank | WA | $3.2 bn | 12.84% | 9.81% | 29.18% | |
. FDIC Call Reports.
Last eight quarters
Two years at Bank of Greene, to : assets +10.8%, deposits +8.9%, equity +19.0%. Staff 199 to 216.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.9 bn | $3.0 bn | $3.0 bn | $3.0 bn | $3.1 bn | $3.1 bn | $3.2 bn | $3.2 bn |
| Total deposits | $2.5 bn | $2.5 bn | $2.7 bn | $2.7 bn | $2.8 bn | $2.7 bn | $2.8 bn | $2.7 bn |
| Bank equity capital | $246.2 mn | $250.4 mn | $262.3 mn | $258.3 mn | $269.1 mn | $280.3 mn | $291.6 mn | $293.0 mn |
| CET1 ratio | 16.18% | 16.02% | 15.84% | 15.39% | 15.46% | 15.64% | 15.75% | 15.85% |
| Return on equity (ROE) | 11.63% | 12.00% | 13.44% | 14.39% | 14.34% | 14.62% | 15.15% | 15.59% |
| Uninsured share of domestic deposits | 13.78% | 13.78% | 13.39% | 14.53% | 13.83% | 13.64% | 13.92% | 14.68% |
| Full-time equivalent employees | 199 | 194 | 195 | 203 | 200 | 207 | 206 | 216 |
| Number of offices | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by Bank of Greene appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of Bank of Greene?
Bank of Greene reported $3.2 bn at in its Call Report. That makes Bank of Greene the 398th largest of 497 banks in our US coverage.
Is Bank of Greene the same as its holding company?
No. This page covers Bank of Greene, FDIC certificate 21591; GREENE COUNTY BCORP MHC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Bank of Greene profitable?
Bank of Greene reported net income of $22.5 mn for the year to ; annualized return on equity: 15.59%. So yes: Bank of Greene made a profit over these months.
When is data for Bank of Greene next updated?
Figures from Bank of Greene for are due after .
Where can I check the figures for Bank of Greene?
In the FDIC BankFind Suite record for certificate 21591, and in the Call Reports of Bank of Greene (RSSD ID 214106) at the FFIEC Central Data Repository.