Banco do Brasil Americas
Banco do Brasil Americas reported total assets of $3.5 bn at Q2 2026, up 11.2% on a year earlier, the 368th largest of 497 banks in our US coverage. The CET1 capital ratio at Banco do Brasil Americas was 23.30%, and the uninsured share of Banco do Brasil Americas was 30.51%. Source: FDIC Call Reports.
Key takeaways
- On noncurrent loans to total loans, Banco do Brasil Americas slipped from 166th to 320th among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Banco do Brasil Americas has one of the highest common equity tier 1 (CET1) ratio readings among banks of $1 bn to $10 bn: 23.30% at , against a median of 13.22% across 287 banks (FDIC Call Reports).
What sets Banco do Brasil Americas apart
How large is Banco do Brasil Americas?
The balance sheet of Banco do Brasil Americas at : assets $3.5 bn, deposits $3.1 bn, net loans $2.2 bn (loans equal to 69.92% of deposits). Securities make up 29.3% of total assets at Banco do Brasil Americas. Since , when Banco do Brasil Americas held $387.5 mn, its assets grew 796.0%. In the year to , deposits at Banco do Brasil Americas rose 10.9% while its total assets rose 11.2%. At , Banco do Brasil Americas employed 291 full-time equivalent staff across 4 offices, about $11.9 mn of assets per employee and $771.5 mn of deposits per office.
How much funding at Banco do Brasil Americas is uninsured?
At Banco do Brasil Americas, uninsured deposits (above the FDIC limit) made up 30.51% of domestic deposits at (+9.08 pp on a year earlier); Banco do Brasil Americas ranks 307th of 500 on this measure. In dollars, Banco do Brasil Americas estimated $941.6 mn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $3.1 bn | +10.9% | 349th of 499 |
| Net loans and leases | $2.2 bn | +16.8% | 416th of 500 |
| Loan-to-deposit ratio | 69.92% | +3.53 pp | 420th of 500 |
| Tier 1 leverage ratio | 10.90% | +0.33 pp | 182nd of 500 |
| Total risk-based capital ratio | 24.56% | -0.16 pp | 21st of 448 |
| Net interest margin | 3.83% | -0.07 pp | 192nd of 500 |
| Return on assets (ROA) | 1.57% | -0.07 pp | 134th of 500 |
| Efficiency ratio | 49.94% | +5.53 pp | 140th of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $19.7 mn | Widened by $6.5 mn | |
| Noncurrent loans to total loans | 0.83% | +0.46 pp | 320th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.03% | +0.02 pp | 147th of 500 (1 = lowest) |
US rank of Banco do Brasil Americas: 1 = highest unless marked 1 = lowest.
Balance sheet
Banco do Brasil Americas: assets, deposits and loans
- Total assets $3.5bn
- Deposits $3.1bn
- Net loans $2.2bn
Capital and securities
The CET1 ratio of Banco do Brasil Americas stood at 23.30% in , -0.16 pp year on year. Low and high at Banco do Brasil Americas since : 14.99% () to 26.22% (). Equity capital of Banco do Brasil Americas at : $373.3 mn, or 10.8% of total assets. Banco do Brasil Americas also reported a total capital ratio of 24.56% for , and a tier 1 leverage ratio of 10.90%.
The available-for-sale portfolio of Banco do Brasil Americas showed an unrealized loss of $19.7 mn at ; the loss widened by $6.5 mn over the year.
Banco do Brasil Americas: capital ratios
- Total capital 25%
- CET1 23%
- Tier 1 leverage 11%
Banco do Brasil Americas: unrealized securities gains and losses
- Available for sale -$20mn
- Held to maturity $0
Profitability and loan quality
For the year to , Banco do Brasil Americas earned a return on equity of 14.52%; return on assets: 1.57%. Net interest margin at Banco do Brasil Americas: 3.83%, -0.07 pp in a year. Banco do Brasil Americas net income: $26.4 mn, up 7.4% year on year. The efficiency ratio of Banco do Brasil Americas was 49.94%: about 50 cents cost per revenue dollar, against 51 cents at the median peer.
At , noncurrent loans were 0.83% of total loans at Banco do Brasil Americas; net charge-offs: 0.03% of average loans. Gross loans and leases at Banco do Brasil Americas: $2.2 bn, up 16.7% in a year.
Banco do Brasil Americas: profitability
- Return on equity 15%
- Net interest margin 3.8%
- Return on assets 1.6%
Peer group of Banco do Brasil Americas
The peer group of Banco do Brasil Americas is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 5 share the charter type of Banco do Brasil Americas (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Florida. Against them, Banco do Brasil Americas shows CET1 ratio 23.30% against a peer median of 12.46%, return on equity 14.52% against a peer median of 11.23% and uninsured deposit share 30.51% against a peer median of 29.88%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| The Farmers & Merchants State Bank | State nonmember bank | OH | $3.5 bn | 11.84% | 11.22% | 11.09% | |
| Cache Valley Bank | State nonmember bank | UT | $3.5 bn | 12.04% | 19.39% | 54.41% | |
| Ponce Bank | National bank | NY | $3.5 bn | 17.87% | 7.44% | 20.09% | |
| Banco do Brasil Americas | State nonmember bank | FL | $3.5 bn | 23.30% | 14.52% | 30.51% | |
| PCB Bank | State nonmember bank | CA | $3.5 bn | 13.35% | 11.25% | 47.93% | |
| Bankwell Bank | State nonmember bank | CT | $3.5 bn | 11.67% | 15.51% | 39.67% | |
| First Carolina Bank | State nonmember bank | NC | $3.4 bn | 12.88% | 6.19% | 17.72% | |
. FDIC Call Reports.
Last eight quarters
Two years at Banco do Brasil Americas, to : assets +22.2%, deposits +21.7%, equity +28.2%. Staff 259 to 291.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.8 bn | $2.8 bn | $3.0 bn | $3.1 bn | $3.2 bn | $3.2 bn | $3.4 bn | $3.5 bn |
| Total deposits | $2.5 bn | $2.5 bn | $2.7 bn | $2.8 bn | $2.8 bn | $2.8 bn | $3.0 bn | $3.1 bn |
| Bank equity capital | $291.3 mn | $291.6 mn | $311.4 mn | $326.0 mn | $340.6 mn | $353.8 mn | $364.2 mn | $373.3 mn |
| CET1 ratio | 24.06% | 24.49% | 24.17% | 23.46% | 22.60% | 23.59% | 23.20% | 23.30% |
| Return on equity (ROE) | 18.11% | 17.41% | 15.36% | 15.88% | 15.95% | 15.51% | 14.45% | 14.52% |
| Uninsured share of domestic deposits | 21.50% | 21.71% | 21.74% | 21.43% | 21.14% | 21.04% | 31.05% | 30.51% |
| Full-time equivalent employees | 259 | 266 | 269 | 268 | 264 | 266 | 269 | 291 |
| Number of offices | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
FDIC Call Reports.
Mergers and acquisitions
Large one-quarter moves at Banco do Brasil Americas
- Total assets at Banco do Brasil Americas changed by +33.4% in the quarter to 2022-09-30, with no FDIC structure event in that quarter.
- Total assets at Banco do Brasil Americas changed by +41.3% in the quarter to 2022-12-31, with no FDIC structure event in that quarter.
Questions and identifiers
What were the total assets of Banco do Brasil Americas?
Banco do Brasil Americas reported $3.5 bn at in its Call Report. That makes Banco do Brasil Americas the 368th largest of 497 banks in our US coverage.
Is Banco do Brasil Americas the same as its holding company?
No. This page covers Banco do Brasil Americas, FDIC certificate 26725; BANCO DO BRASIL SA (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Banco do Brasil Americas profitable?
Banco do Brasil Americas reported net income of $26.4 mn for the year to ; annualized return on equity: 14.52%. So yes: Banco do Brasil Americas made a profit over these months.
When is data for Banco do Brasil Americas next updated?
Figures from Banco do Brasil Americas for are due after .
Where can I check the figures for Banco do Brasil Americas?
In the FDIC BankFind Suite record for certificate 26725, and in the Call Reports of Banco do Brasil Americas (RSSD ID 110936) at the FFIEC Central Data Repository.