GE Capital Bank
GE Capital Bank reported total assets of $21.1 bn at Q1 2016, its last Call Report. Its common equity tier 1 ratio was 2,733.92%, and an estimated 7.20% of domestic deposits were uninsured. Source: FDIC Call Report data, cross-checked against FFIEC filings.
Ranks compare banks in our US coverage that report each metric. Sparklines: the last ten years. Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.
Overview
What stands out about GE Capital Bank?
Against its six size peers, its common equity tier 1 (CET1) ratio stands out most: 2,733.92% at Q1 2016, above the peer median of 10.56%.
How large is GE Capital Bank?
At Q1 2016 the bank held $21.1 bn of assets. Deposits were $16.8 bn and net loans and leases $35.8 mn, a loan-to-deposit ratio of 0.21%. Securities of $1.2 mn made up 0.0% of assets.
How much of its funding is uninsured?
An estimated 7.20% of domestic deposits were above the FDIC insurance limit at Q1 2016.
Key facts, Q1 2016
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total assets | $21.1 bn | not available | |
| Total deposits | $16.8 bn | not available | |
| Net loans and leases | $35.8 mn | not available | |
| Bank equity capital | $3.8 bn | not available | |
| Common equity tier 1 (CET1) ratio | 2,733.92% | not available | |
| Tier 1 leverage ratio | 17.61% | not available | |
| Return on equity (ROE) | -0.05% | not available | |
| Net interest margin | 0.06% | not available | |
| Uninsured share of domestic deposits | 7.20% | not available | |
| Noncurrent loans to total loans | 0.00% | not available | |
| Net charge-offs to average loans | 0.00% | not available |
US rank: rank among the banks in our coverage reporting each metric, 1 = highest unless marked 1 = lowest.
Capital and securities
The common equity tier 1 (CET1) ratio was 2,733.92% at Q1 2016. At Q1 2016 the tier 1 leverage ratio was 17.61% and the total risk-based capital ratio 2,733.92%. The median CET1 ratio of the size peers listed below was 10.56% at Q1 2016.
Profitability and loan quality
Return on equity was -0.05% for the year to Q1 2016, annualized, with a return on assets of -0.01% and a net interest margin of 0.06%. The efficiency ratio, noninterest expense as a share of revenue as the FDIC defines it, was 0.00%. Net income for the year to Q1 2016 was -$468,000. The median return on equity of its size peers was 6.60% for the same period.
Noncurrent loans, those 90 days or more past due or no longer accruing interest, were 0.00% of total loans at Q1 2016. Net charge-offs for the year to date were 0.00% of average loans, annualized.
Compared with banks of similar size
The six banks ranked closest to GE Capital Bank by total assets at Q1 2016, three above and three below where possible.
Among the seven banks in the table at Q1 2016, GE Capital Bank is 4th by total assets. Its CET1 ratio of 2,733.92% compares with a peer median of 10.56%, its tier 1 leverage ratio of 17.61% compares with a peer median of 9.43%, and its return on equity of -0.05% compares with a peer median of 6.60%.
| Bank | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|
| Valley National Bank | $21.7 bn | 10.20% | 6.54% | 32.78% | |
| TCF National Bank | $21.3 bn | 10.93% | 8.94% | 6.47% | |
| Investors Bank | $21.2 bn | 15.78% | 6.65% | 21.41% | |
| GE Capital Bank | $21.1 bn | 2,733.92% | -0.05% | 7.20% | |
| Banc of California | $20.9 bn | 12.18% | 8.39% | 52.91% | |
| Texas Capital Bank | $20.2 bn | 7.82% | 6.26% | 51.68% | |
| First National Bank of Pennsylvania | $20.1 bn | 10.12% | 4.08% | 32.98% | |
Q1 2016. Peer median (the six banks, excluding this one): CET1 10.56%, return on equity 6.60%. Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.
Last eight quarters
GE Capital Bank, as reported in its Call Reports.
| Metric | Q1 2016 |
|---|---|
| Total assets | $21.1 bn |
| Total deposits | $16.8 bn |
| Bank equity capital | $3.8 bn |
| Common equity tier 1 (CET1) ratio | 2,733.92% |
| Return on equity (ROE) | -0.05% |
| Uninsured share of domestic deposits | 7.20% |
| Full-time equivalent employees | 127 |
| Number of offices | 2 |
Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.
Mergers and acquisitions
The FDIC history records no mergers or acquisitions for GE Capital Bank since Q1 2016, and its total assets never moved more than 25% in one quarter.
Identifiers and sources
- FDIC certificate
- 33778
- Federal Reserve RSSD ID
- 2017570
- Head office
- Salt Lake City, Utah
- Holding company
- GENERAL ELECTRIC CO (as reported to the FDIC)
- Holding company RSSD ID
- 1249758
- Holding company SEC CIK
- 40545
- EconoMonitor ID
- EMB-US-000109
Frequently asked questions
What were GE Capital Bank's total assets?
$21.1 bn at Q1 2016, according to its Call Report as published by the FDIC.
Is GE Capital Bank the same as its holding company?
No. This page covers the FDIC-insured bank (certificate 33778). Its holding company, GENERAL ELECTRIC CO (as reported to the FDIC), reports separately to the Federal Reserve and, if its shares are listed, to the SEC.
How often is this page updated?
Every quarter, after GE Capital Bank files its Call Report and the FDIC publishes it. This page shows Q1 2016, loaded on 19 October 2026; any sentence that uses an earlier quarter names it.
Where can I check these numbers?
In the FDIC BankFind Suite record for certificate 33778, and in the Call Reports filed under RSSD ID 2017570 at the FFIEC Central Data Repository.
Sources and definitions
Definitions, Call Report fields and formulas for each metric: Bank equity capital, Common equity tier 1 (CET1) ratio, Deposits in domestic offices, Efficiency ratio, Full-time equivalent employees, Loan-to-deposit ratio, Total loans and leases (gross), Net loans and leases, Net charge-offs to average loans, Net income (year to date), Net interest margin, Noncurrent loans to total loans, Number of offices, Return on assets (ROA), Return on equity (ROE), Available-for-sale securities (amortized cost), Available-for-sale securities (fair value), Held-to-maturity securities (amortized cost), Held-to-maturity securities (fair value), Total securities, Tier 1 leverage ratio, Total assets, Total deposits, Total equity capital, Total risk-based capital ratio, Uninsured share of domestic deposits, Estimated uninsured deposits, Unrealized gain/loss on available-for-sale securities, Unrealized gain/loss on held-to-maturity securities.
Checks for this release: Check A (database against the FDIC download) passed, Check B (FDIC against FFIEC Call Report filings) passed.
Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. FDIC BankFind Suite API.
Source: FFIEC Central Data Repository (Call Reports). EconoMonitor is not affiliated with or endorsed by the FFIEC. FFIEC Central Data Repository, Public Data Distribution.
Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.