Household credit market debt, Canada
Household credit market debt was C$3,280.9 bn in Q2 2026, up 0.9% from Q1 2026 and up 4.2% from a year earlier. The figure is published by Statistics Canada in Table 38-10-0238-01. The series starts in Q1 2006 and has 82 observations. Source: Statistics Canada.
- On the previous reading (Q1 2026): up 0.9%, to C$3,280.9 bn
- On a year earlier (Q2 2025): up 4.2%
- Against the five-year average of C$2,975.0 bn: above
Sparklines: the last ten years; the amber dot marks the reading in the tile. Source: Statistics Canada, table 38-10-0238-01, 2026-06-30. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. For our calculations: Adapted from Statistics Canada, table 38-10-0238-01, 2026-06-30. This does not constitute an endorsement by Statistics Canada of this product.
Overview
Over the last five years the series ranged from C$2,578.9 bn (Q2 2021) to C$3,280.9 bn (Q2 2026). Since Q1 2006 the full range is C$1,041.1 bn (Q1 2006) to C$3,280.9 bn (Q2 2026).
Key facts
| Reading | Period | Value |
|---|---|---|
| Latest | Q2 2026 | C$3,280.9 bn |
| Previous | Q1 2026 | C$3,252.5 bn |
| A year earlier | Q2 2025 | C$3,149.3 bn |
| Five-year high | Q2 2026 | C$3,280.9 bn |
| Five-year low | Q2 2021 | C$2,578.9 bn |
| First observation | Q1 2006 | C$1,041.1 bn |
Unit: CAD. Source: Statistics Canada, table 38-10-0238-01, 2026-06-30. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. For our calculations: Adapted from Statistics Canada, table 38-10-0238-01, 2026-06-30. This does not constitute an endorsement by Statistics Canada of this product.
How has it moved since Q1 2006?
Full history
- Household credit market debt C$3,281bn
Last five years
- Household credit market debt C$3,281bn
Latest readings
| Period | Value | Change from previous |
|---|---|---|
| Q3 2024 | C$3,044.1 bn | +1.2% |
| Q4 2024 | C$3,085.6 bn | +1.4% |
| Q1 2025 | C$3,115.5 bn | +1.0% |
| Q2 2025 | C$3,149.3 bn | +1.1% |
| Q3 2025 | C$3,185.8 bn | +1.2% |
| Q4 2025 | C$3,218.9 bn | +1.0% |
| Q1 2026 | C$3,252.5 bn | +1.0% |
| Q2 2026 | C$3,280.9 bn | +0.9% |
How does the latest reading compare?
The latest reading of C$3,280.9 bn in Q2 2026 is above its five-year average of C$2,975.0 bn and above its ten-year average of C$2,644.5 bn. It is higher than 100% of all 82 readings since Q1 2006. It has risen for 24 readings in a row up to Q2 2026. Over the last 12 readings, from Q3 2023 to Q2 2026, it averaged C$3,100.3 bn, with a high of C$3,280.9 bn in Q2 2026 and a low of C$2,928.1 bn in Q3 2023. In the last ten years the largest rise from one reading to the next was in Q2 2021, to C$2,578.9 bn from C$2,518.9 bn in Q1 2021, and the largest fall was in Q2 2020, to C$2,414.0 bn from C$2,414.4 bn in Q1 2020.
Among the last 9 complete years, the average was highest in 2025, at C$3,167.4 bn, and lowest in 2017, at C$2,177.5 bn.
Year by year
| Year | Average | Low | High | Last reading | Readings |
|---|---|---|---|---|---|
| 2026 | C$3,266.7 bn | C$3,252.5 bn | C$3,280.9 bn | C$3,280.9 bn Q2 2026 | 2 |
| 2025 | C$3,167.4 bn | C$3,115.5 bn | C$3,218.9 bn | C$3,218.9 bn Q4 2025 | 4 |
| 2024 | C$3,029.6 bn | C$2,979.4 bn | C$3,085.6 bn | C$3,085.6 bn Q4 2024 | 4 |
| 2023 | C$2,914.1 bn | C$2,872.7 bn | C$2,954.3 bn | C$2,954.3 bn Q4 2023 | 4 |
| 2022 | C$2,803.7 bn | C$2,737.1 bn | C$2,851.5 bn | C$2,851.5 bn Q4 2022 | 4 |
| 2021 | C$2,601.4 bn | C$2,518.9 bn | C$2,680.4 bn | C$2,680.4 bn Q4 2021 | 4 |
| 2020 | C$2,441.9 bn | C$2,414.0 bn | C$2,487.8 bn | C$2,487.8 bn Q4 2020 | 4 |
| 2019 | C$2,358.5 bn | C$2,325.6 bn | C$2,392.6 bn | C$2,392.6 bn Q4 2019 | 4 |
| 2018 | C$2,272.4 bn | C$2,239.5 bn | C$2,305.6 bn | C$2,305.6 bn Q4 2018 | 4 |
| 2017 | C$2,177.5 bn | C$2,137.1 bn | C$2,214.7 bn | C$2,214.7 bn Q4 2017 | 4 |
Averages, lows and highs are calculated by EconoMonitor from the published readings. Source: Statistics Canada, table 38-10-0238-01, 2026-06-30. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. For our calculations: Adapted from Statistics Canada, table 38-10-0238-01, 2026-06-30. This does not constitute an endorsement by Statistics Canada of this product.
How is it measured?
Household sector credit market debt (national balance sheet basis).
Household credit market debt is published quarterly by Statistics Canada in its Table 38-10-0238-01 release. It is measured in CAD and is seasonally adjusted. EconoMonitor holds all 82 readings since Q1 2006 under the publisher's code 38100238:1.13, keeps earlier values when the publisher revises them, and compares each release with the downloaded file before it is shown.
- Frequency: quarterly; seasonal adjustment: SA.
- Unit: CAD.
- Release: Table 38-10-0238-01, published by Statistics Canada.
- Source series code: 38100238:1.13.
- Methodology: how EconoMonitor stores and checks this series.
Questions and sources
What is the latest reading of Household credit market debt?
C$3,280.9 bn in Q2 2026, as published by Statistics Canada.
How often is it updated?
Quarterly, with each Table 38-10-0238-01 release. EconoMonitor reloads the series after each release and keeps earlier values when the publisher revises them.
Where can I check it?
At the publisher: Statistics Canada Web Data Service, series code 38100238:1.13.
Source: Statistics Canada, table 38-10-0238-01, 2026-06-30. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. For our calculations: Adapted from Statistics Canada, table 38-10-0238-01, 2026-06-30. This does not constitute an endorsement by Statistics Canada of this product. Checks for this release: Check A passed, Check B passed.
Data and analysis only, not financial advice. Data publishers do not endorse EconoMonitor. See the disclaimer and methodology.